About the Atlantic Bank
The Atlantic Bank is the third largest banking group in the WAEMU area by market share. It is present in the eight countries of this space: Benin, Burkina Faso, Côte d’Ivoire, Guinea-Bissau, Mali, Niger, Senegal and Togo. The group also relies on specialized subsidiaries, including Atlantique Finance for investment banking, Atlantic Asset Management for asset management, as well as Atlantique Assurance Vie and Atlantique Assurances IARD in Ivory Coast, and GTAC2A-Vie and GTA-C2A IARD in Togo for insurance.
Two positions are available at Atlantic Business International Abidjan, in Ivory Coast.
Item 1: Head of Counter-Study Service
Company: Atlantic Business International
Directorate: Commitments Directorate
Place of work: Abidjan, Ivory Coast
Category: Framework
Main duties
The incumbent of the position applies the Group’s credit policy to clients in terms of credit risk assessment. It ensures compliance with the regulations in force by a coherent counter-study of credit files submitted by subsidiaries.
Main activities
He supervises the analysis and/or analyzes customer credit requests exceeding the delegations granted to ABI banking subsidiaries. As such, it analyzes the financial statements, financial ratios as well as economic and financial data of the client’s environment, evaluates the risks related to each credit file, examines the relevance and validity of the arrangements presented and the guarantees proposed, and proposes financing conditions ensuring an optimal risk / profitability relationship.
It presents credit files to the various credit committees, ensures the notification of decisions taken at these committees and provides the secretariat for ABI credit committees. He also ensures the proper management of relations and exchanges with the various counter-study functions at the level of subsidiaries and BCP. He acts as a professional and ensures his work with transparency and diligence.
As a team leader, he leads the Counter-Study team, distributes and coordinates activities, sets individual and collective goals, gives regular feedback and evaluates achievements.
Education and qualifications
He participates in the training of employees involved in counter-study activity within subsidiaries.
Hierarchical and functional links
Superior: Director of Engagements
Functional Superior: Director of Commitments
Conditions of access to the post
The candidate must hold a Baccalaureate + 4/5 in Finance, Audit or Management Control.
Experience and skills
He must have a minimum of 5 years of professional experience in credit risk management. Good knowledge of the Group, its organization, its businesses and products, the banking sector, risk parameters, as well as a good command of financial analysis techniques and Central Bank instructions on credit are also required. The position requires a good writing ability, a commercial orientation, a very good command of office tools and the practice of English (technical).
On a personal level, the candidate must demonstrate intellectual curiosity and open-mindedness, analysis and attention to detail, rigor, sense of teamwork, oral communication, strength of argument, self-control and resistance to pressure, availability, as well as integrity, discretion and confidentiality.
[Click the Apply button below to apply, and Create my CV to build a CV tailored to this offer, professionally]