AF
Analyste de Crédit Senior (H/F) chez Africa Golden Bank
CDIabout 2 months ago
Job Description
Cameroun
CDI
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Automatically translated from French. View the original offer
Africa Golden Bank is recruiting a Credit Analyst to strengthen its analysis and control of financing risks.
Job purpose
The incumbent is responsible for the study, evaluation and structuring of funding requests, mainly for Corporate & Institution clients. It guarantees risk control, sound analysis and strict compliance with internal procedures as well as applicable regulations.
Responsibilities
Investigate credit applications and assess client solvency. Produce financial, economic and sectoral analyses. Assess the risks associated with counterparties, transactions and groups. Recommend the structuring and appropriate conditions of financing. Review the quality and coverage of warranties. Write credit notes and issue a reasoned opinion for the attention of decision-making bodies. Review complex files and provide a complementary look at the analyses. Contribute to the monitoring and supervision of the credit portfolio. Identify signals of a deterioration in counterparties. Participate in the follow-up of commitments, covenants, unpaid and restructuring. Ensure a regulatory watch on credit activity. Contribute to the optimization of credit procedures and tools. Technically support and supervise junior analysts.
Education and qualifications
Bac+4/5 in Banking, Finance, Accounting, Management, Economics or equivalent.
Experience
Minimum of five years of experience in credit analysis, preferably in the banking sector. Proven experience in business credit analysis. Mastery of financial analysis and financing structuring. Good knowledge of the Cameroonian economic and banking environment.
Key skills
Excellent ability in financial analysis and risk management. Strong capacity for critical analysis and synthesis. Control of banking regulations. Good knowledge of credit products. Excellent writing skills. Rigor, integrity and an acute sense of risk. Ability to defend and argue one’s positions before a Credit Committee.
Candidate profile
Ability to supervise and support junior profiles.
Performance criteria
Quality and relevance of credit analyses. Compliance with processing times. Level of regulatory compliance of records. Relevance of recommendations and mitigation measures. Quality of portfolio risk monitoring.
Relationship and leadership skills
Rigor and attention to detail. Strong organizational and planning skills. Pedagogy and ability to collaborate with various interlocutors. Proposition strength and a taste for continuous improvement. Ability to listen.
Application
All documents (CV and cover letter) must be sent to [Click the Apply button below to apply, and Create my CV to build a CV tailored to this offer, professionally] later than September 20, 2026 at 5:00 p.m., with the subject: "Senior Credit Analyst".
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