T4
Recrutement ONG GIZ Cameroun septembre 2026 : stages & emplois
CDIabout 2 months ago
Job Description
Douala
CDI
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Automatically translated from French. View the original offer
AFRICA GOLDEN BANK S.A – CAREER OPPORTUNITIESÈRE
Africa Golden Bank S.A (AGB) launches a call for applications to recruit staff at its head office in Douala-Bonanjo.
ITEM 1: SENIOR CREDIT ANALYST
Hierarchical supervisor: Head of the Engagement Department Number of posts: 01 Type of contract: CDI
Location
Location of the post: Douala AGB Headquarters Douala-Bonanjo) Mission of the post Ensure the analysis, evaluation and structuring of funding requests, mainly from Corporate & Institution clients, ensuring risk control, quality of analyses, and strict compliance with internal procedures and regulations in force.
Responsibilities
Analyze credit applications and assess customer repayment capacity; Carry out financial, economic and sectoral analyses; Assess counterparty, transaction and group risks; Propose the structuring and appropriate conditions of funding; Analyze the quality and coverage of guarantees; Prepare credit notes and formulate a reasoned opinion for decision-making bodies; Review complex files and provide a second look at the analyses; Participate in the monitoring and supervision of the credit portfolio; Identify early signals of counterparty degradation; Contribute to the monitoring of commitments, covenants, unpaid and restructuring; Monitor the evolution of regulations applicable to credit activity; Participate in the improvement of credit procedures and tools; Technically support and supervise less experienced analysts.
Candidate profile
- Academic Qualifications Required:
Education / Qualifications
Bac Training+4/5 in Banking, Finance, Accounting, Management, Economics or equivalent field.
Experience
- Professional experience: Minimum 5 years of experience in credit analysis, ideally in the banking sector; Proven experience in business credit analysis; Mastery of financial analysis and structuring of financing; Good knowledge of the Cameroonian economic and banking environment.
- Key skills: Excellent capacity for financial analysis and risk management; Strong capacity for critical analysis and synthesis; Control of banking regulations; Good knowledge of credit products; Excellent writing skills; Rigor, integrity and a high sense of risk; Ability to defend a recommendation before a Credit Committee; Ability to supervise and support junior profiles.
- Performance criteria: Quality and relevance of credit analyses; Respect of processing times; Level of regulatory compliance of records; Relevance of recommendations and mitigation measures; Quality of portfolio risk monitoring.
- Interpersonal/Leadership Skills: Êbe rigorous and have a sense of detail; Strong organizational and planning capacity; Pedagogy and ability to interface with various interlocutors; Êbe a force for proposal and a spirit of continuous improvement; Ability to listen.
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