VO

Commercial Agricultural Finance Consultant

Vodacom
📍 Dar es SalaamFreelance🗓️ 17 days ago

Job Description

Dar es Salaam
Freelance

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Expérience

Join Us At Vodafone, we transcend mere connectivity solutions—we cultivate a global movement that empowers individuals, addresses intricate challenges, and fosters a sustainable, equitable world. Joining our team means contributing to a collective purpose that spans borders, amplifying your professional trajectory while harmonizing career advancement with personal fulfillment. With tailored opportunities designed to cultivate belonging and drive meaningful change, Vodafone equips you to thrive both professionally and personally. What you’ll do ROLE PURPOSE: The Agra-Finance Specialist will oversee the creation, deployment, and administration of digital lending solutions specifically designed for the agricultural industry. This position requires close collaboration with financial institutions, fintech companies, and key sector stakeholders to develop cutting-edge loan products that expand financial access for farmers, agricultural SMEs, and participants across the value chain. Key accountabilities and decision ownership: Lead comprehensive product rollout and go-to-market initiatives by spearheading the development and execution of rollout plans for pilots and scaled deployments. Mobilize and train field staff and agents to ensure readiness, while designing and implementing incentive structures to drive adoption. Oversee the tracking of key milestones and proactively address and resolve on-ground obstacles to ensure seamless execution. Own the accountability for loan performance through strategic ownership of the portfolio and repayment outcomes. Establish and refine collection processes, implement early-warning triggers, and design restructure rules to optimize recovery. Spearhead field recovery operations while ensuring adherence to Non-Performing Loan (NPL) and Past Due Accounts Receivable (PAR) targets. Responsibilities include overseeing field operations and the onboarding of farmers, ensuring adherence to KYC/KYB compliance protocols, facilitating the enablement of customers, merchants, and agents, and conducting KYC verification processes alongside channel operations management. Build and cultivate strategic relationships with key stakeholders, including input suppliers, agribusinesses, cooperatives, financial institutions, NGOs, and local government entities. Collaborate with these partners to negotiate and formalize Memorandums of Understanding (Mouse) and co-financing agreements, ensuring alignment with organizational objectives and mutual benefits. Project governance and monitoring & evaluation entail executing pilot governance in alignment with established milestones and budget oversight, compiling operational dashboards, and generating fortnightly or monthly reports for both internal and external stakeholders. Who you are Core competencies, knowledge and experience:

  • Proficient understanding of financial services, credit management, digital lending, savings, insurance, and agricultural financing models.

Commercial and business development skills

  • Data analytics and insights generation Demonstrates a comprehensive knowledge of agricultural value chains, rural banking systems, and financial inclusion methodologies. Proven experience in digital platforms, credit risk modeling, and mobile money ecosystems. Demonstrates a strong track record of cultivating and overseeing high-level collaborations with financial institutions, agricultural technology companies, and cooperative organizations.
  • Strong stakeholder management skills Core Skills
  • Project and program management
  • Product development and digital financial services design
  • Analytical problem-solving and decision-making
  • Negotiation and influencing skills

Financial analysis and Credit assessment Must have technical / professional qualifications: A Bachelor’s degree in Agribusiness, Finance, Economics, Business Administration, or a closely related field is required. Possession of a Master’s Degree is considered an additional benefit. Minimum of three years of professional experience is required in the fields of digital lending, agricultural finance, fintech, or mobile financial services. Not a perfect fit? At Vodafone, we embrace diverse perspectives and believe in fostering an inclusive environment where every individual can excel, regardless of their background. If your experience doesn’t perfectly match every detail in this job description, we still encourage you to apply—you might be the ideal candidate for this role or another opportunity that aligns with your skills. What’s in it for you Who we are As a premier global telecommunications provider, Vodafone serves millions of customers worldwide. With a vision rooted in the belief that connectivity drives positive change, we leverage technology to create meaningful impact—enhancing lives and fostering sustainability. Our mission is to empower individuals through seamless connectivity, ensuring access for all, irrespective of background or location, while championing environmental responsibility both internally and for our customers. At Vodafone, inclusion isn’t just a principle—it’s an active practice woven into every aspect of our work. You’ll join a vibrant, global network of colleagues, each bringing unique perspectives, skills, and experiences to the table. Our dedication to diversity is unwavering, as we strive to foster equitable representation, cultivate a welcoming environment, and ensure every individual feels respected, empowered, and truly at Should you need any reasonable accommodations or adjustments to support your recruitment process, such as additional time or breaks during online assessments, visit [Click the Apply button below to apply, and Create my CV to build a CV tailored to this offer, professionally] for detailed guidance? Together we can. We encourage you to spread the word about this opportunity by utilizing the social sharing icons provided below. Please submit your CV and application through our company’s website by clicking the provided link. Closing Date : 10th August, 2026. Stay up to date with the newest job opportunities in Tanzania—subscribe now to receive the latest openings directly.

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