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Nous sommes une institution de microfinance non bancaire en Zambie, et nous recherchons un chargé de prêt dynamique pour rejoindre notre équipe.
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Le but et le rôle de ce poste sont d'examiner les demandes de prêt, de les recommander pour approbation, et d'assurer un excellent service à la clientèle.
Responsabilités
Atteindre les objectifs de vente fixés mensuellement.
Maintenir un excellent service et soin à la clientèle.
Atteindre 100% de l'objectif de recouvrement pour tous les prêts accordés.
Veiller à ce que les clients soient servis dans les délais impartis (TAT).
Saisie précise des données des rapports et des demandes de prêt dans le système.
Veiller au respect de toutes les politiques et procédures de l'entreprise.
Assurer la promotion précise et persuasive de tous les produits.
Fidélisation de la clientèle / gestion des parties prenantes.
Examiner les scores de crédit, les revenus, les dettes et les documents relatifs aux actifs pour évaluer le risque d'un emprunteur et sa capacité de remboursement.
Compétences et exigences
Compétences analytiques : forte capacité à examiner les dossiers financiers et à calculer les risques.
Souci du détail : précision dans le traitement des documents juridiques et prévention des erreurs de traitement.
Certificat d'études secondaires (Grade 12)
Diplôme en commerce ou diplôme de niveau supérieur, ou toute autre qualification professionnelle dans un domaine connexe
Expérience en vente et marketing
Minimum 2 ans d'expérience de travail dans une institution de microfinance ou bancaire est un atout supplémentaire.
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