KO

Director of Credit Risk

KONSILOJ VIRO
📍 AntananarivoCDI🗓️ 10 days ago

Job Description

Antananarivo
CDI

Your safety comes first — read before you go. Taf4All only lists job offers published by third parties. We are not the employer, we do not conduct these recruitments, and we cannot guarantee what happens once you make contact — you deal directly with the person or company behind the offer, at your own risk.

Automatically translated from French. View the original offer

Grant, measure, provision, recover: the credit decision is yours. The opportunity. In a digital bank that distributes credit on a large scale by a partner, only one entity decides the grant, risk and provisioning: the bank. You are the voice. Your eligibility criteria and collection plan are mandatory for all channels.

Main duties

    1. Credit policy: develop the grant policy, authorities matrix and provisioning rules, and have it approved.
    1. Models and data: build and own scoring models with data teams, organize their validation.
    1. Portfolio: animate the credit and risk committee monthly, monitor the evolution of unpaid debts, the cost of risk and provisions.
    1. Recovery: define the amicable and pre-litigation plan, manage reminders and external coverrs.
    1. Reporting: feeding the appetite for risk, responding to the regulator, performing stress tests. You manage a team of 3 people called to strengthen with business credit.

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Expert Application Advice

Fort de mon expérience en direction, j'ai piloté des transformations stratégiques et des équipes pluridisciplinaires. Je souhaite contribuer à la vision de KONSILOJ VIRO en relevant le défi les compétences demandées dans l'annonce. Ma capacité à fédérer et à passer de la stratégie à l'opérationnel serait un atout pour vos objectifs.

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Your safety comes first — read before you go

Taf4All only lists job offers published by third parties. We are not the employer, we do not conduct these recruitments, and we cannot guarantee what happens once you make contact — you deal directly with the person or company behind the offer, at your own risk.

  • •Never pay any amount of money — for a file, a training, a uniform, or an interview. A real employer never asks the candidate to pay.
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  • •Search the company name online before going: a real business has a trace (website, reviews, other employees, an official address).
  • •A salary that is far above the market rate for the position and the city is a red flag — be extra cautious.

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