Your safety comes first — read before you go. Taf4All only lists job offers published by third parties. We are not the employer, we do not conduct these recruitments, and we cannot guarantee what happens once you make contact — you deal directly with the person or company behind the offer, at your own risk.
Grant, measure, provision, recover: the credit decision is yours.
The opportunity. In a digital bank that distributes credit on a large scale by a partner, only one entity decides the grant, risk and provisioning: the bank. You are the voice. Your eligibility criteria and collection plan are mandatory for all channels.
Main duties
Credit policy: develop the grant policy, authorities matrix and provisioning rules, and have it approved.
Models and data: build and own scoring models with data teams, organize their validation.
Portfolio: animate the credit and risk committee monthly, monitor the evolution of unpaid debts, the cost of risk and provisions.
Recovery: define the amicable and pre-litigation plan, manage reminders and external coverrs.
Reporting: feeding the appetite for risk, responding to the regulator, performing stress tests.
You manage a team of 3 people called to strengthen with business credit.
---
[Click the Apply button below to apply, and Create my CV to build a CV tailored to this offer, professionally]
Fort de mon expérience en direction, j'ai piloté des transformations stratégiques et des équipes pluridisciplinaires. Je souhaite contribuer à la vision de KONSILOJ VIRO en relevant le défi les compétences demandées dans l'annonce. Ma capacité à fédérer et à passer de la stratégie à l'opérationnel serait un atout pour vos objectifs.
Positionnement — Votre lettre de motivation doit répondre à une seule question : pourquoi VOUS pour CE poste précis à CE moment ? Évitez les lettres génériques — une phrase sur ce que vous apportez spécifiquement vaut mieux que trois paragraphes généraux.
Vision 100 jours — Les recruteurs pour des postes de direction attendent que vous arriviez avec une vision des 100 premiers jours : diagnostic, priorités, quick wins. Préparez-la avant l'entretien et montrez que vous connaissez les défis spécifiques de cette organisation.
🎯 Make your application ATS-ready
ATS (Applicant Tracking Systems) are the software recruiters use to automatically filter CVs before any human reads them. Our CV builder is specifically designed to pass these filters — and it takes under 3 minutes.
Taf4All only lists job offers published by third parties. We are not the employer, we do not conduct these recruitments, and we cannot guarantee what happens once you make contact — you deal directly with the person or company behind the offer, at your own risk.
•Never pay any amount of money — for a file, a training, a uniform, or an interview. A real employer never asks the candidate to pay.
•Never send a photo of your ID card, passport, or banking details before you have physically verified the employer exists.
•Always meet in a public place, during the day — never an isolated address, a private home, or a location you cannot verify in advance.
•Tell a relative or friend exactly where you are going, with whom, and at what time — and share your live location if possible.
•Search the company name online before going: a real business has a trace (website, reviews, other employees, an official address).
•A salary that is far above the market rate for the position and the city is a red flag — be extra cautious.
Nous recrutons pour le compte de notre client, institution financière de premier plan, un(e) Directeur(trice) des Risques et Garanties. Rattaché(e) à la Direction Générale, le titulaire du poste aura pour mission de définir, déployer et piloter le dispositif global de gestion des risques et des garanties, afin de prése
Entreprise : banque digitale en phase de lancement, Madagascar Rattachement : Direction Générale, membre du comité de direction Équipe : 7 collaborateurs (trésorerie et ALM, contrôle financier, déclarations réglementaires, comptabilité) 💼 Expérience Expérience : 10 ans minimum, dont 5 en établissement soumis à supervi
🧠 Profil recherché Notre client recrute des Directeurs de Région. Dans le cadre du renforcement de son organisation commerciale, notre client recherche des profils expérimentés pour assurer le pilotage de la performance commerciale sur différentes zones géographiques du territoire. Véritable responsable de la performa
🎯 Responsabilités Job Location: Madagascar, Analamanga Region Work Station: This is a field based role within the Analamanga Region, Madagascar. Expect at least 90% travel within the assigned region About the role : We are looking for a Regional Credit Risk Manager to join our Corporate Risk Department and lead collec