Credit Officer (Hybrid Role) @ Fruit Micro Credit

Credit Officer (Hybrid Role) at Fruit Micro Credit - Jobweb Ghana

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16 Apr 2026

Credit Officer (Hybrid Role) at Fruit Micro Credit

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Company: Fruit Micro Credit

Location: Ghana

State: Jobs in Accra

Job type: Full-Time

Job category: Accounting Jobs in Ghana

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Job Description

Job Opportunity: Credit Officer (Hybrid Role)

Location: Accra & Kasoa

Company: Fruit Micro Credit

Job Description

Fruit Micro Credit invites applications from suitable qualified applicants for the position of a

Credit Officer to strengthen our operations at Kasoa

Job Summary

• This is a performance-driven role requiring strong experience in credit assessment, loan recovery, and portfolio management. Successful candidates must enforce repayment discipline, control risk exposure, and maintain high portfolio quality.

Key Responsibilities

• Identify and recruit qualified micro and small business clients in line with company policy.

• Conduct thorough client assessments, loan appraisals, and field investigations.

• Mobilize, disburse, and ensure strict recovery of loans to maintain a Portfolio at Risk (PAR) not exceeding 5%.

• Consistently chase delinquent and default clients to demand repayment in line with recovery procedures.

• Submit accurate daily, weekly, and monthly reports on disbursement, arrears, and recovery status.

• Deliver financial education and promote digital repayment solutions to reduce default risk.

Qualification Required & Experience

Requirements

• Minimum of 1year proven experience in microfinance credit operations, with emphasis

on loan recovery.

• Diploma or Degree in Finance, Banking, Business Administration, or related field.

• Strong analytical, negotiation, and field collection skills.

• Demonstrated ability to control delinquency and maintain portfolio quality.

• Ability to work under pressure and deliver on recovery targets.

• Riding or driving experience is an added advantage.

Why Join Us?

• Competitive compensation with recovery-based incentives.

• Opportunity to work with a disciplined and fast-growing financial institution.

• Structured training and professional development opportunities.

Location: Accra & Kasoa

[Click the Apply button below to see the contact details]