PERMANENT CONTRACTabout 2 months ago

Job Vacancy For Credit Officer (Hybrid Role)

Fruit Micro Credit
Accra (Ghana)

Job Description

Job Vacancy For Credit Officer (Hybrid Role) - Current Jobs in Ghana - Current Jobs in Ghana

Job Vacancy For Credit Officer (Hybrid Role) - Current Jobs in Ghana

Job Summary

Company:

Fruit Micro Credit

Category:

Others

Location:

Accra & Kasoa

Job status:

Full-Time

Salary:

GH

Education:

Diploma / Degree

Experience:

N/A

Job expires:

30 Apr-2026

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Job Vacancy For Credit Officer (Hybrid Role)

Job Opportunity: Credit Officer (Hybrid Role)

Location: Accra & Kasoa

Company: Fruit Micro Credit

Job Description

Fruit Micro Credit invites applications from suitable qualified applicants for the position of a

Credit Officer to strengthen our operations at Kasoa

Job Summary

  • This is a performance-driven role requiring strong experience in credit assessment, loan recovery, and portfolio management. Successful candidates must enforce repayment discipline, control risk exposure, and maintain high portfolio quality.

Key Responsibilities

  • Identify and recruit qualified micro and small business clients in line with company policy.

  • Conduct thorough client assessments, loan appraisals, and field investigations.

  • Mobilize, disburse, and ensure strict recovery of loans to maintain a Portfolio at Risk (PAR) not exceeding 5%.

  • Consistently chase delinquent and default clients to demand repayment in line with recovery procedures.

  • Submit accurate daily, weekly, and monthly reports on disbursement, arrears, and recovery status.

  • Deliver financial education and promote digital repayment solutions to reduce default risk.

Qualification Required & Experience

Requirements

  • Minimum of 1year proven experience in microfinance credit operations, with emphasis

on loan recovery.

  • Diploma or Degree in Finance, Banking, Business Administration, or related field.

  • Strong analytical, negotiation, and field collection skills.

  • Demonstrated ability to control delinquency and maintain portfolio quality.

  • Ability to work under pressure and deliver on recovery targets.

  • Riding or driving experience is an added advantage.

Why Join Us?

  • Competitive compensation with recovery-based incentives.

  • Opportunity to work with a disciplined and fast-growing financial institution.

  • Structured training and professional development opportunities.

Location: Accra & Kasoa

[Click the Apply button below to see the contact details]

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