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UWEZO MICROFINANCE LIMITED is recruiting a Credit Officer - Salary Loans based in Kampala, on a full-time contract (8am-5pm). The position falls under the Banking, Finance & Insurance sector.
Job Context: As a Credit Officer for salary loans, you will be responsible for the evaluation, verification, and processing of unsecured loans intended for employees. You will assess creditworthiness, ensure compliance with lending policies, and manage client loan portfolios to maintain a healthy repayment rate and low default level.
Responsibilities:
Loan Origination: Market salary loan products, guide applicants through the application process, and ensure all required documents (pay slips, employment contracts, bank statements) are provided.
Credit Assessment: Evaluate applicants' creditworthiness by calculating debt-to-income ratios and verifying employment details with employers or HR departments.
Risk Management: Conduct background checks, including Credit Reference Bureau (CRB) screenings, to assess current indebtedness and minimize defaults.
Portfolio Management: Monitor active loans, track monthly repayments, and proactively follow up with clients to prevent late payments.
Reporting: Prepare regular credit assessment reports for branch management or the credit committee, ensuring all loans comply with statutory and organizational guidelines.Desired Profile:
Minimum diploma required.
Experience level: Mid level (1 year of experience).
Language: English.
Salary: USh 500,000 - 1,000,000, plus commission.
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CREDIT OFFICER - SALARY LOANS
UWEZO MICROFINANCE LIMITED
Mid level Experience Length:
Uganda
Job descriptions & requirements Loan Origination: Market salary loan products, guide applicants through the application process, and ensure all required documentation (payslips, employment contracts, bank statements Credit Assessment: Evaluate applicant creditworthiness by calculating debt-to-income ratios and cross-checking employment details with employers or HR departments. Risk Management: Perform background checks, including Credit Reference Bureau (CRB) screenings, to assess current indebtedness and minimize loan defaults. Portfolio Management: Monitor active loans, track monthly repayments, and proactively follow up with clients to prevent accounts from slipping into arrears. Reporting: Prepare regular credit appraisal reports for branch management or the credit committee, ensuring all loans comply with statutory and organizational guidelines. How to Apply: All applications will be received and reviewed through the BrighterMonday Portal by clicking on the 'Apply Here' section Log In and Apply Important safety tips Do not make any payment without confirming with the BrighterMonday Customer Support Team. If you think this advert is not genuine, please report it via the Report Job link below. Report Job
Taf4All only lists job offers published by third parties. We are not the employer, we do not conduct these recruitments, and we cannot guarantee what happens once you make contact — you deal directly with the person or company behind the offer, at your own risk.
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