Responsabilités
Manager, Portfolio Analysis & Reporting Ecobank Banking Management, Accounting & Finance, Business Operations KEY RESPONSIBILITIES The role entails performing a range of duties that involve maintaining equipment, ensuring operational efficiency, and upholding safety standards. Key responsibilities include inspecting, troubleshooting, and repairing machinery to minimize downtime, as well as conducting routine maintenance to prevent malfunctions. Additionally, the position requires adherence to strict safety protocols and compliance with industry regulations to mitigate risks. Strong technical skills in mechanical or electrical systems are essential, along with the ability to interpret technical manuals and schematics. Prior experience in a similar role is preferred, and the candidate must demonstrate problem-solving capabilities, attention to detail, and the ability to work independently or in a team. Effective communication and organizational skills are also necessary to document maintenance activities and coordinate with other departments. We are seeking a seasoned professional to drive business and financial performance through strategic planning, data analysis, and operational efficiency. The ideal candidate will oversee financial forecasting, budget management, and performance metrics to ensure organizational growth and sustainability. Responsibilities include developing financial models, conducting cost-benefit analyses, and presenting insights to senior leadership. A strong background in finance, accounting, or a related field, along with proficiency in financial software and advanced Excel skills, is required. Exceptional analytical abilities, attention to detail, and the capacity to translate complex data into actionable strategies are essential. The role demands collaboration with cross-functional teams to align financial objectives with broader business goals. To uphold portfolio quality, provide precise impairment provisions, and maintain robust credit risk portfolio monitoring, thereby contributing to the Bank’s financial performance. Consistently evaluate the sufficiency of loan loss provisions in accordance with BOU Prudential Guidelines and the IFRS 9 impairment framework, proposing suitable provision levels as necessary. Maintain a comprehensive provision schedule and perform quarterly securities discounting for non-performing loans (NPLs). Review account classifications and IFRS 9 staging assessments to provide well-informed recommendations on the appropriate classification. Collaborate closely with Group Risk Analytics to conduct an annual recalibration of the IFRS 9 impairment model.
- Monitor recovery progress and provide regular updates on write-off statistics.
- Monitor portfolio concentrations against approved limits (obligor, sector, product, cross-border, currency, etc.).
- Monitor sector concentration limits.
- Monitor PP limits and PP performance matrices.
- Monitor compliance with credit-related regulatory ratios.
- Review NPL portfolios and initiate write-offs, write-backs, and interest write-offs in line with the In Duplum Rule.
Ensure provisions and suspended interest are correctly booked at all times. CUSTOMER CENTRICITY Objective: Deliver timely and reliable credit portfolio information to internal stakeholders while fostering effective collaboration and support. To ensure robust governance, uphold data integrity, maintain reporting precision, and adhere to all regulatory requirements throughout portfolio management operations. Prepare all regulatory returns, Group returns, and management reports with precision and timeliness. Responsibilities include examining and authorizing all credit-related reports generated by the department.
- Compile and finalize Quarterly Board Papers in adherence to established deadlines. Compile Quarterly Portfolio Performance Reports specifically tailored for the Credit Risk Management department.
- Develop and finalize the monthly Executive Committee (EXPO) Credit Risk Dashboard for submission.
- Verify the core banking system’s MIS is maintained with precision, encompassing classification, risk ratings, sector allocation, and IFRS9 staging. Ensure perpetual reconciliation of all loan-related general ledger accounts to maintain accuracy and compliance. Responsible for managing CRB reporting duties and maintaining the accuracy and currency of settled facilities through routine data clean-up and updates. Prepare and deliver portfolio reports and necessary documentation as requested by external auditors, the Bank of Uganda (BOU) auditors, and Group auditors.
Formation / DiplĂ´mes
- Act as the primary liaison during audits relating to portfolio quality, classification, provisioning, and impairments. MUST-WIN BATTLES Objective: Drive strategic initiatives, digital transformation, and regulatory projects that strengthen credit risk management capabilities.
- Lead and oversee the BOU Granular Data Integration Project and ensure seamless operations post-implementation.
- Act as Project Manager for all automation initiatives within the Credit Risk Management Department.
- Drive continuous improvement in portfolio reporting, data quality, and regulatory reporting processes.
- Support enhancements to IFRS9 governance and portfolio analytics capabilities.
Champion automation and efficiency initiatives aimed at improving credit risk monitoring and reporting. PEOPLE MANAGEMENT Objective: Build a high-performing team and ensure effective execution of departmental objectives. Oversee, mentor, and cultivate the professional growth of Portfolio Analysts across the team to enhance their performance and contribute to the unit’s objectives. Establish performance objectives and facilitate regular performance evaluations. Offer expert technical direction and ensure the precision and reliability of reports generated by team members. Promote an environment characterized by accountability, teamwork, ongoing enhancement, and adherence to regulatory standards. Facilitate the dissemination of expertise and enhancement of skills across the Credit Risk Management function to foster continuous learning and professional development. We seek a highly motivated and skilled professional to join our team, requiring a minimum of five years of relevant experience in a similar role. The ideal candidate will possess strong analytical abilities, exceptional communication skills, and proficiency in industry-specific software. Responsibilities include managing client relationships, overseeing project execution, and ensuring adherence to deadlines while maintaining high-quality standards. Additionally, the candidate must demonstrate leadership qualities, the ability to work collaboratively in a team, and a commitment to continuous professional development. A bachelor’s degree in a related field is required, and certifications in relevant disciplines are highly desirable. Seeking a candidate with a proven track record in project management, preferably holding a degree in a relevant field such as Business Administration, Engineering, or Information Technology. The ideal applicant will possess a minimum of five years of hands-on experience in a managerial capacity, demonstrating expertise in leading cross-functional teams, strategic planning, and resource allocation. Strong proficiency in industry-standard software, including Microsoft Project and SAP, is required, along with exceptional analytical, communication, and problem-solving skills. Familiarity with Agile methodologies and experience in budget management are highly desirable. The ability to thrive in fast-paced environments while maintaining a focus on quality and efficiency is essential.
- Bachelor’s Degree in Mathematics, Statistics, Economics, Finance.
Expérience
- Minimum 5years banking experience, two of which must have been in a credit-related role.
- Extensive experience in working with MS Excel and Powerpoint.
- Minimum 2 years in portfolio analytics Competence Requirements
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