PERMANENT CONTRACT20 days ago

Credit Head

Confidential
Ahafo Region (Ghana)
Non précisé

Job Description

Job Vacancy For Head of Credit - Current Jobs in Ghana - Current Jobs in Ghana

Job Vacancy For Head of Credit - Current Jobs in Ghana

Job Summary

Company:

Confidential

Category:

Banking / Finance

Location:

Ahafo Region

Job status:

Full-Time

Salary:

GH

Education:

Degree

Experience:

8 years

Job expires:

30 May-2026

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Job Vacancy For Head of Credit

A reputable rural bank in the Ahafo Region seeks the services of highly skilled, dynamic, motivated, result-oriented and qualified key management persons to join its team of professionals as follows: Head of Credit

Job Description

  • The person shall prepare Credit strategy of the bank

  • The person shall prepare and deliver presentations and reports regarding key credit issues, exposures and the periodic Credit review report to the Chief Executive Officer

  • Prepare monthly credit report, submit all loans and report credit references bureaus and register all securities in the collateral registry

  • Carry out regular credit facility reviews to ensure compliance with terms and conditions of the credit

  • Monitor all loans and report on early warning signs to the Chief Executive Officer

  • Maintain minimum loan recovery rate of 95% on monthly basis

  • Achieve monthly recovery rate of 15% in respect of overdue loans

Qualification Required & Experience

  • Master's degree in a related field

  • Professional qualification such as ACCA, CA, ACIB, CICMG, prject management, etc. is an added advantage

  • Minimum of 8 years of working experience in a similar position in the rural banking industry, with 3 years in managerial position

Required Skills / Attributes

  • Good communication, interpersonal and presentation skills

  • Good planning, quantitative and analytical skills

  • Good understanding of IFRS9 credit impairment models

  • Be able t work independently

  • Be able to work under pressure

Location: Ahafo Region

[Click the Apply button below to see the contact details]

Expert Application Advice

Key certification — The ACCA certification is a direct screening criterion. If you hold it, put it at the top of your CV. Without it, compensate with quantified achievements proving equivalent competency.

Positioning — Your cover letter must answer one question: why YOU for THIS specific role right NOW? Avoid generic templates — one sentence on what you specifically bring beats three generic paragraphs.

100-day vision — Recruiters for director roles expect you to arrive with a 100-day vision: diagnosis, priorities, quick wins. Prepare it before the interview and show you understand this organization's challenges.

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