ZS
Manager – GRZ & Public Sector – Commercial Department
CDI11 days ago
Job Description
Lusaka
CDI
Your safety comes first — read before you go. Taf4All only lists job offers published by third parties. We are not the employer, we do not conduct these recruitments, and we cannot guarantee what happens once you make contact — you deal directly with the person or company behind the offer, at your own risk.
ZSIC General Insurance Limited is a leading provider of customer-centric general insurance solutions, committed to excellence, integrity, and strong corporate governance. As an equal opportunity employer and a proud member of the IDC Group of Companies, we continue to build a high-performance culture driven by professionalism, innovation, and excellent service. We are therefore inviting applications from suitably qualified, experienced, and results-driven professionals to fill the following position: MANAGER – GRZ & PUBLIC SECTOR – COMMERCIAL DEPARTMENT Reporting to: Chief Commercial Officer JOB PURPOSE To support GRZ and Public Sector underwriting by evaluating and managing insurance risks, ensuring profitability, compliance, and effective risk mitigation for ZSIC-GI’s clients. KEY RESPONSIBILITIES 1. Risk Assessment and Underwriting Evaluate and underwrite insurance proposals for GRZ and public sector clients, ensuring adherence to ZSIC-GI’s underwriting guidelines. Assess client risk exposures and determine appropriate coverage, limits, and premium rates. Recommend modifications or exclusions to mitigate potential underwriting risks. 2. Portfolio Management Monitor the performance of the GRZ and public sector portfolio to ensure profitability and low claim ratios. Identify emerging risks and provide strategies to optimize risk-adjusted returns. Prepare regular reports on portfolio performance for management review. 3. Compliance and Regulatory Adherence Ensure all underwriting activities comply with relevant insurance regulations, ZSIC policies, and corporate governance requirements. Maintain accurate records of underwriting decisions, client documentation, and policy endorsements. 4. Policy and Portfolio Management Prepare, review, and issue corporate insurance policies and endorsements. Monitor and manage the corporate portfolio to ensure profitability and sustainability. Identify and mitigate potential risks that could impact claims experience or company exposure. 5. Client Relationship Management Maintain strong working relationships with GRZ ministries, departments, and other public sector entities. Provide advisory support on risk management and insurance solutions tailored to public sector requirements. Respond promptly to client queries and facilitate claims handling in collaboration with claims and account management teams. 6. Team Support and Leadership Mentor and provide guidance to junior underwriters and support staff. Contribute to training programmes and capacity-building initiatives within the underwriting department. Support the Manager – Underwriting in strategic planning and departmental projects. QUALIFICATIONS &
EXPERIENCE
Grade 12 Certificate. Bachelor’s Degree in Business, Commerce, Insurance, Finance, or a related discipline. Professional qualification such as ACI, CII . Minimum of 3 years’ experience . Experience in insurance, financial services, or corporate law will be an added advantage. KEY SKILLS Strong knowledge of corporate insurance products, underwriting principles, and risk assessment techniques. Proficiency in underwriting software, Microsoft Office Suite, and analytical tools. Excellent numerical, analytical, and decision-making skills. Strong negotiation and communication skills for dealing with clients and brokers. Ability to interpret complex financial and operational information to assess risk.
[Click the Apply button below to apply, and Create my CV to build a CV tailored to this offer, professionally]
Ready to apply?
Does my CV fit this offer? Free diagnosis
Get seen by recruiters
Publish your CV on the Candidates page — the place recruiters browse directly to find profiles like yours.
See the Candidates pageYou are recruiting?
Find candidates on TAF4ALL🚀 Boost your application
Stand out with a professional CV and a personalized cover letter generated by AI in 3 minutes. 58 Commercial position(s) posted this week in Zambie.
Expert Application Advice
When tailoring your CV for ZSIC General Insurance Limited, don’t just list duties—highlight how you exceeded targets. For les compétences demandées dans l'annonce, show a clear result, like “increased client retention by 20%.” This proves you deliver real impact, not just effort.
Positioning — Your cover letter must answer one question: why YOU for THIS specific role right NOW? Avoid generic templates — one sentence on what you specifically bring beats three generic paragraphs.
Sales KPIs — Revenue generated, portfolio growth, quota attainment (%): these 3 metrics are mandatory in senior interviews. Also prepare your 100-day plan — sales directors who arrive with a plan are consistently perceived as more credible.
🎯 Make your application ATS-ready
ATS (Applicant Tracking Systems) are the software recruiters use to automatically filter CVs before any human reads them. Our CV builder is specifically designed to pass these filters — and it takes under 3 minutes.
Create my ATS CV → Career advice powered by Taf4All
Your safety comes first — read before you go
Taf4All only lists job offers published by third parties. We are not the employer, we do not conduct these recruitments, and we cannot guarantee what happens once you make contact — you deal directly with the person or company behind the offer, at your own risk.
- •Never pay any amount of money — for a file, a training, a uniform, or an interview. A real employer never asks the candidate to pay.
- •Never send a photo of your ID card, passport, or banking details before you have physically verified the employer exists.
- •Always meet in a public place, during the day — never an isolated address, a private home, or a location you cannot verify in advance.
- •Tell a relative or friend exactly where you are going, with whom, and at what time — and share your live location if possible.
- •Search the company name online before going: a real business has a trace (website, reviews, other employees, an official address).
- •A salary that is far above the market rate for the position and the city is a red flag — be extra cautious.