CDI2 days ago

Head, Local Corporate (LOC) @ Ecobank Transnational Incorporated

Ecobank Transnational Incorporated
Accra (Ghana)

Job Description

Autres informations

To lead the Unit to deliver comprehensive financial solutions to domestic mid- and large-cap corporations across diverse industries. The role is responsible for strategic client acquisition, relationship management, credit structuring, cross-sell initiatives and portfolio oversight to drive sustainable growth and profitability.JOB CONTEXT The local corporate segment of Consumer & Commercial Banking operates in a competitive environment influenced by macroeconomic trends, industry cycles, regulatory changes and increasing client sophistication. The head must balance growth with risk management, maintaining deep relationships with corporate decision makers while coordinating with product specialists, treasury, risk and operations. The role demands strategic insight, sector expertise and the ability to deliver customized, innovative solutions that differentiate the bank in the market.KEY RESPONSIBILITIES Business and Financial performance Formulate and implement local corporate strategy under Consumer & Commercial Banking, targeting medium and large domestic companies across sectors. Acquire new corporate clients and deepen relationships with existing customers to grow loans, deposits, trade finance and fee income. Develop tailored solutions including working capital facilities, term loans, trade services, cash management, FX and treasury products. Manage credit origination, structuring, negotiation and documentation of corporate lending transactions.

Ensure rigorous credit analysis, risk assessment and adherence to internal credit policies and regulatory requirements. Customer Excellence Build a high-performing team of corporate relationship managers, credit analysts and product specialists in Consumer & Commercial Banking. Lead portfolio management, monitoring covenants, reviewing performance and managing early warning signs to maintain asset quality. Drive cross-selling of digital platforms, payroll, insurance, asset management and investment banking services to its clients. Coordinate with product, treasury and trade finance teams to deliver competitive pricing and bespoke solutions. Develop sector-specific expertise and insights to identify opportunities and mitigate risks in priority industries. Leadership and people management Maintain close

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