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ZSIC General Insurance Limited is a leading provider of customer-centric general insurance solutions, committed to excellence, integrity, and strong corporate governance. As an equal opportunity employer and a proud member of the IDC Group of Companies, we continue to build a high-performance culture driven by professionalism, innovation, and excellent service. We are inviting applications from suitably qualified, experienced, and results-driven professionals to fill the following position: UNDERWRITER – AGRICULTURE Reporting to: Agriculture Specialist Job Purpose: To support agriculture underwriting by evaluating and managing insurance risks, ensuring profitability, compliance and effective risk mitigation for ZSIC-GI’s clients across crop, livestock and agribusiness portfolios. Key Responsibilities: Agricultural Risk Assessment and Underwriting: Evaluates and assesses risks associated with crops, livestock and other agricultural enterprises. Develops and implements underwriting guidelines. Product Development and Innovation: Contributes to design and enhancement of agricultural products tailored to client needs. Collaborates with banks, cooperatives and farmer associations. Policy Administration and Compliance: Ensures accurate and timely issuance of agricultural insurance policies. Reviews and approves proposals and quotations. Business Development Support: Provides technical input to the sales team on agricultural insurance products. Participates in client meetings and presentations. Claims Support: Liaises with claims teams to provide technical input on agricultural claims and loss history. Decision Making and Problem Solving: Decides on acceptance, rejection, and rating of agricultural risks within delegated authority. Qualifications / Certifications: Grade 12 Certificate with five O-Levels, including Mathematics and English. Bachelor’s Degree in Insurance, Agribusiness, Agricultural Economics, Agronomy, Agro-Forestry, Finance, Business Administration, Risk Management or related field. Professional qualification such as ACII or CII. Valid driver’s licence. Minimum of 3 years of experience in underwriting, insurance or risk assessment.
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