Professional Underwriter – Retail Portfolio

Responsabilités

Responsible for evaluating and processing retail loan applications, the Retail Underwriter conducts thorough risk assessments to determine creditworthiness and compliance with lending policies. This role requires a meticulous eye for detail, strong analytical skills, and the ability to interpret financial data accurately. Candidates must possess a minimum of three years of experience in retail lending, underwriting, or a closely related field, along with proficiency in underwriting software and regulatory guidelines. Key responsibilities include assessing borrower credit profiles, verifying documentation, mitigating risk exposure, and ensuring timely approval or denial decisions while maintaining adherence to internal policies and industry standards. We are currently seeking a dedicated Q-Sourcing professional to join our team. The ideal candidate will possess a strong background in sourcing strategies, vendor management, and procurement processes, with expertise in quality assurance and supplier evaluation. Responsibilities include identifying and qualifying potential suppliers, negotiating contracts, and ensuring compliance with company standards and regulatory requirements. The role demands proficiency in data analysis to assess supplier performance and mitigate risks. Excellent communication and organizational skills are essential, along with the ability to collaborate effectively with cross-functional teams. A bachelor’s degree in supply chain management, business administration, or a related field is required, and prior experience in a sourcing or procurement role is highly preferred. Our organization seeks a seasoned Consultant to deliver strategic insights and actionable solutions to diverse clients. The ideal candidate will possess a Bachelor’s degree in Business Administration, Finance, Economics, or a related field, complemented by 3–5 years of relevant consulting experience. Exceptional analytical, problem-solving, and communication skills are essential, along with proficiency in data analysis tools and industry-specific software. Key responsibilities include conducting market research, developing business strategies, facilitating client workshops, and presenting findings to stakeholders. The role demands adaptability, collaboration with cross-functional teams, and a commitment to delivering measurable results in fast-paced environments. Accounting & Finance, Business Operations, and Sales & Retail teams are vital to our organization’s success, overseeing financial health, operational efficiency, and revenue growth. These divisions collaborate to ensure accurate financial reporting, streamline business processes, and drive sales strategies while maintaining compliance with regulatory standards. Candidates should possess strong analytical skills, proficiency in financial software, and experience in strategic planning for business expansion. Responsibilities include managing budgets, optimizing operational workflows, and developing client relationships to enhance market presence. About This Job: Q-Sourcing Limited trading as Q-Sourcing Servtec is a manpower management solutions firm operating in the East African Region in the countries of Uganda, Kenya, Tanzania, Rwanda, and South Sudan. On behalf of our client Old Mutual Life Assurance, we are looking for a skilled and competent Retail Underwriter to work on site. Reports To: Team leader Underwriting Department: Underwriting Role Summary This position is designed to deliver superior underwriting results for both Commercial and Personal lines by rigorously upholding underwriting standards and ensuring excellence in client, agency, and broker service. The ideal candidate will possess a versatile skill set, enabling them to effectively mentor and develop junior underwriters and operations officers while demonstrating advanced technical expertise. To oversee and manage the company’s underwriting operations, ensuring profitability, business and product growth, high-quality service, and timely execution, while aligning with the organization’s strategic objectives and implementing the reinsurance program accordingly. Oversee and execute critical tasks and obligations associated with the role, ensuring alignment with organizational objectives. Assume responsibility for a diverse range of functions essential to operational success, maintaining high standards of performance and accountability throughout all assigned duties. Ensure adherence to all applicable regulatory and treaty obligations to uphold organizational and legal standards. Evaluates potential risks by analyzing information presented in proposal forms, medical reports, and other pertinent documentation. Capture data and generate policy documents within the designated system. Allocates premium payments accurately to the appropriate accounts, ensuring financial records remain up-to-date and compliant with company policies and regulatory standards.

• Provide comprehensive oversight of all bancassurance operations, with a primary focus on underwriting processes. Prepare comprehensive underwriting documentation as part of the risk assessment process.
• Prepare Re-insurance cards on large risks.
• Undertake any other duties as required commensurate with the level of the position.
• Prepare quotations in consultation with supervisors, in a timely manner to assist in business acquisition
• Prepare, dispatch and follow up of renewal business to ensure retention
• Book premiums and process underwriting documentation
• Respond to customer queries and complaints in a timely manner
• Enforce credit control and cancel policies not paid for to ensure premium is received for risks accepted Consistently assess the performance of Accounts/Brokers within the designated section, proactively identifying and following up on underperforming accounts.
• Deliver precise and prompt business quotations, then diligently monitor their progress, concluding with monthly reports that outline renewal acquisition and the status of unrenewed business. Ensure timely premium collection and enforce the credit control policy rigorously to maintain financial discipline and optimize cash flow.

Accurately prepare renewal terms for major accounts and ensure timely issuance of renewal notices while maintaining copies of these terms for future reference. Craft policy documents in strict accordance with agreed terms to ensure legal validity, then review, authorize, and sign them within established authority limits to facilitate efficient service delivery. Oversee the supervision, training, coaching, and mentoring of Junior Underwriters and the Operations Officer to ensure high-quality service delivery and team motivation. Prepare management reports that provide real-time insights into the department’s status, enabling informed decision-making at all times. The individual will collaborate with the Life business product development team to evaluate and enhance the relevance of ongoing initiatives, ensuring alignment with strategic objectives and market demands. To secure placement of the risk within the reinsurance market, obtain all required underwriting information. The incumbent is responsible for compiling and analyzing reinsurance underwriting statistics, specifically focusing on reinsurance recoveries, on a routine basis and updating these records at scheduled intervals as required. Responsibilities include managing the annual treaty renewal process and compiling renewal statistics to ensure compliance with the IRA deadline. The role involves managing treaty operations by ensuring timely preparation and submission of quarterly returns, accurately calculating profit commissions, and compiling annual premium adjustments at the conclusion of each treaty year. Additionally, the position requires diligent follow-up on outstanding premium settlements and recoveries to maintain financial accuracy and compliance. A minimum of five years of relevant professional experience is necessary for this position, along with a bachelor’s degree in a related field. Candidates must demonstrate expertise in project management, strategic planning, and cross-functional collaboration. Strong analytical skills, problem-solving abilities, and proficiency in industry-standard software are required. Exceptional communication and leadership qualities are essential to drive team performance and achieve organizational goals. Seeking a highly motivated individual with a strong background in [specific field or industry, if applicable], preferably holding a degree in [relevant field]. The ideal candidate will possess at least [X] years of hands-on experience in [key tasks or responsibilities], demonstrating proficiency in [specific skills or tools]. Exceptional analytical, problem-solving, and communication abilities are essential to excel in this role. A proven track record of [specific achievements or contributions] is highly desirable, along with a commitment to continuous learning and adaptability in a dynamic work environment. Strong organizational skills and the capacity to manage multiple priorities efficiently are also required. A Bachelor’s degree in a relevant field is required for this position.

Holds insurance qualifications at the foundation level, including ACID and Dip CII certification. Seeking candidates with a proven track record and relevant experience in the field. Individuals must possess hands-on expertise and a minimum of [X years] in a similar role, ensuring they can effectively contribute from day one. Familiarity with industry standards and best practices is essential, as is the ability to adapt to evolving challenges and technologies. A strong foundation in [specific skills or tools] is required to meet the demands of this position. Seeking candidates with a minimum of two years of professional experience in the field. Demonstrated expertise in essential professional abilities required for success in this role, including a strong capacity for analytical reasoning, problem-solving acumen, and exceptional communication skills. Ability to collaborate effectively within cross-functional teams, adapt to dynamic environments, and demonstrate leadership in driving project objectives. Proficiency in leveraging technical tools and methodologies to optimize workflows and deliver measurable outcomes. Commitment to maintaining high standards of integrity, accountability, and continuous professional development while aligning with organizational goals. Possesses strong interpersonal and communication abilities, enabling effective interaction with colleagues, clients, and stakeholders.

Autres informations

• Proficient in utilizing computers and related software applications effectively. Possesses strong capabilities in evaluation and analysis, with a keen eye for detail and problem-solving proficiency. Demonstrates an aptitude for interpreting data and making informed, strategic decisions based on thorough assessments. Demonstrated capability to engage effectively with individuals across all hierarchical levels, from senior leadership to entry-level staff, fostering clear communication and collaboration in diverse professional settings.
• Comprehensive understanding of the insurance market landscape, including current trends, key players, and regulatory frameworks.
• Application of re-insurance
• Leadership Note Applications must be submitted no later than 8:00 AM on Monday, September 7, 2026. Shortlisted candidates will receive a notification regarding their application status.

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