Risk Management Unit Supervisor

The Manager of the Risk Control Unit will oversee the strategic implementation of risk management policies and procedures to safeguard organizational assets and ensure regulatory compliance. This role involves leading a team of risk professionals, conducting comprehensive risk assessments, and developing mitigation strategies to address emerging threats. The ideal candidate will possess a strong background in risk management, financial acumen, and leadership experience, along with proficiency in risk assessment tools and frameworks. Responsibilities include monitoring risk exposures, reporting to senior management, and collaborating with cross-functional teams to integrate risk management into business operations. A bachelor’s degree in finance, business administration, or a related field is required, and professional certifications such as FRM or CRM are highly desirable. ABSA Bank is actively seeking a highly motivated and experienced professional to join our dynamic team. The ideal candidate will possess a strong academic background in finance, business administration, or a related field, coupled with a minimum of five years of relevant experience in banking operations. Responsibilities will include managing client relationships, overseeing financial transactions, and ensuring compliance with regulatory standards. Additionally, the role demands exceptional analytical skills, proficiency in financial software, and the ability to communicate effectively with stakeholders at all levels. The successful applicant will be expected to drive business growth, identify market opportunities, and contribute to the bank’s strategic objectives. The successful candidate will be responsible for providing exceptional financial services to clients, ensuring compliance with regulatory standards, and maintaining accurate financial records. This role requires a strong understanding of banking operations, including customer service, loan processing, and risk management. Proficiency in financial software and excellent interpersonal skills are essential. Additionally, the individual must possess a keen attention to detail and the ability to work efficiently under pressure. A bachelor’s degree in finance, economics, or a related field is preferred, along with relevant certifications or prior banking experience. We seek a seasoned professional to oversee financial integrity, strategic planning, and operational efficiency within our organization. The ideal candidate will direct accounting functions, manage financial reporting, and ensure compliance with regulatory standards, while also leading budgetary oversight and financial forecasting initiatives. Additionally, responsibilities include optimizing business processes, enhancing operational performance, and collaborating across departments to drive sustainable growth. A bachelor’s degree in accounting, finance, business administration, or a related field is required, along with a minimum of five years of progressive experience in financial management or operations. Proficiency in ERP systems, advanced Excel skills, and exceptional analytical and leadership abilities are essential. Together, we are shaping Africa’s future—one impactful story at a time, driving progress and fostering meaningful change across the continent. A legacy spanning over a century, combined with a commanding presence as a local bank with deep regional and global insights, presents an unparalleled opportunity to contribute to our dynamic expansion. Joining our esteemed institution allows you to play an integral role in reimagining our trajectory and actively defining the future of what stands as a proudly African enterprise. Wherever your career stands at present, our Career Development Portal stands ready to assist. Tailor your professional trajectory to your aspirations with cutting-edge resources, expert guidance, and unwavering support designed to help you realize your full potential. Embrace the mindset: “You are ABSA. You are possibility.” Job Summary To foster business expansion while upholding a strong wholesale credit risk control framework, the role involves overseeing post-sanction fulfillment activities such as generating facility letters, managing limits and excesses, monitoring covenants, and supervising securities. To uphold portfolio integrity, this role involves collaborating with coverage and wholesale credit teams by consistently overseeing borrowing entities and generating comprehensive management information to track compliance with sanction terms and conditions. To deliver detailed and consistent reporting on all control and governance requirements. We are seeking a highly motivated individual to fill the role of [Job Title]. The ideal candidate will possess a Bachelor’s degree in [Relevant Field] or a related discipline, along with [X years] of professional experience in [Industry/Field]. Strong proficiency in [Specific Software/Tools] is essential, as is the ability to [Key Skill]. Responsibilities will include [Primary Duty], [Secondary Duty], and [Tertiary Duty], with an emphasis on [Specific Aspect of Role]. The successful applicant will demonstrate excellent problem-solving skills and the capacity to collaborate effectively within a team environment. This position offers a competitive salary and benefits package, along with opportunities for professional growth and development. Ensure robust oversight of risk across all operations to mitigate potential threats and enhance organizational resilience during 60% of the role. Analyze emerging risks, evaluate their impact, and develop strategic responses to safeguard assets, reputation, and compliance with regulatory standards. Design and implement risk management frameworks, policies, and procedures tailored to mitigate financial, operational, strategic, and compliance-related risks. Conduct thorough risk assessments, including scenario analysis and stress testing, to identify vulnerabilities and recommend mitigating actions. Collaborate with senior leadership and cross-functional teams to integrate risk awareness into decision-making processes and ensure alignment with the organization’s risk appetite. Monitor risk exposures continuously, report findings to stakeholders, and recommend corrective measures to address identified gaps. Maintain up-to-date knowledge of industry trends, regulatory changes, and best practices in risk management to proactively adapt strategies and enhance the organization’s risk posture. The role involves overseeing and managing the active portfolio to ensure full compliance with sanction terms and conditions, promptly detecting any areas of concern or potential risk, and escalating these findings through both upward and downward reporting channels.

• Facilitate business expansion (increasing revenue and market share) by guaranteeing the timely processing of facility letters, limit establishment, and disbursements—all while meeting agreed-upon Credit and Business Service Level Agreements and aligning with localized credit policies, standards, and procedural guidelines. Ensure that all instances of document deficiency receive proper legal opinions and secure credit waiver or deferral approvals as necessary. Demonstrate technical leadership and serve as a key resource on risk-related issues, with a primary focus on post-sanction fulfillment responsibilities. Effectively uphold facility constraints by guaranteeing that all published limits remain aligned with current sanction regulations, while also adhering to established operational protocols and procedures.
• Responsible for overseeing and maintaining rigorous post-sanction monitoring and control functions, including security maintenance items, limit management, excess management, timely and secure cash margin draws, committed and uncommitted facilities, and adherence to sanction conditions. Provide daily oversight of the excesses review process to verify that the relationship and markets teams have taken appropriate action on both reportable and non-reportable excesses. Oversee the integrity of covenants and conditions data by ensuring accurate capture, timely notification, and rigorous testing, while promptly flagging any overdue items and escalating breached covenants as necessary. Collaborate effectively with the internal legal department to manage non-standard commercial terms and the associated documentation updates. Serve as the designated liaison for both internal and external audits, overseeing the implementation and record-keeping of all corrective measures stemming from audit or assurance findings in Wholesale Credit.

Responsabilités

• Oversee the production of accurate and comprehensive management information by the Risk Control Unit to support risk and business governance forums, as well as regulatory reporting requirements. Ensure strict compliance with segregation of duties, adhering to the maker-checker concept, across all processes within the Risk Control Unit, without any deviations. Periodically, the Risk Control Unit’s Business Continuity Management (BCM) plan undergoes testing to ensure its effectiveness and reliability. Provide assistance to the Head of the Risk Control Unit, Policy, Governance, and Change in executing User Acceptance Tests for new project implementations. To ensure impairment and loan loss rates remain within agreed thresholds, you will strictly comply with Credit/ICU processes and procedures. Monthly engagement in Portfolio, OWL, and RRCC meetings plays a pivotal role in strengthening the control environment by addressing critical Credit/Unrelated concerns, such as overdue facility letters, valuation reports, safe-to-Lend or early drawdown evaluations, breaches in sanction conditions, security maintenance requirements, and account excesses. This involvement ensures proactive oversight and alignment with established risk management protocols. Uphold strict adherence to all regulatory standards and conduct guidelines within the Risk Control Unit to prevent any potential breaches. Contribute recommendations to the development and establishment of the Wholesale Credit Policy as needed. Oversee the tracking of syndicate loans, ensuring timely repayment of installments, interest, and compliance with conditions in coordination with agent and participant banks. Engage in the evaluation of Wholesale Credit procedure manuals, maps, and CPAs to facilitate business operations, enhance current processes, and strengthen existing controls. The Business Risk Partnership role represents 20% of the overall position responsibilities, focusing on identifying, analyzing, and mitigating potential risks that could impact business objectives. This position requires a strong understanding of risk management frameworks, regulatory compliance, and strategic decision-making to support organizational stability and growth. Key responsibilities include assessing financial, operational, and reputational risks, collaborating with cross-functional teams to implement risk mitigation strategies, and ensuring adherence to industry standards and internal policies. Candidates must possess exceptional analytical skills, attention to detail, and the ability to communicate complex risk concepts effectively to stakeholders at all levels. Assist the Credit Admin and Policy Manager in ensuring service and delivery standards align with organizational objectives. Proactively champion the implementation of approved change management initiatives to enhance processes, elevate quality standards, reduce costs, and foster the professional growth of ICU staff. Collaborate closely with colleagues while proactively addressing and surpassing customer expectations to foster strong, responsive relationships. Develop and nurture an ongoing collaborative partnership with the Wholesale Credit Team and business stakeholders to proactively identify and resolve any existing credit-related concerns. Attend meetings alongside Corporate Credit Managers, Relationship Managers, and Securities teams to facilitate the resolution of any credit risk challenges. Maintain a consistently high standard of service delivery for all Business stakeholders. Provide assistance to the Head of Risk Control Unit, Policy, Governance, and Change in overseeing service delivery and performance to align with organizational objectives. Ensure full compliance with ICU guidelines while fostering a culture of knowledge exchange and best practices among Corporate Credit and Business stakeholders. Collaborate with Credit Managers and Relationship Managers to conduct customer visits, gaining deeper insights into their needs and enhancing service delivery. We value collaborative efforts, which account for 20% of overall performance, as we believe that collective success drives innovation and productivity. Working effectively within a team is essential, requiring clear communication, mutual respect, and a shared commitment to achieving common goals. Each team member is expected to contribute actively, leveraging individual strengths to support collective outcomes while fostering an inclusive and supportive work environment.

Formation / Diplômes

• Foster strong collaborative partnerships with Business, Wholesale Credit Risk, and other relevant departments to ensure alignment and seamless operations. Design and maintain a management information database to support monitoring and control functions at both the business and individual portfolio levels. Attend every pertinent meeting to address and document any issues impacting team productivity. Engage in and assist with both official and informal gatherings organized by the Wholesale Credit Risk Team. Provide essential support to the Wholesale Credit Risk Team to help attain organizational objectives as required. A bachelor’s degree in a relevant field is strongly preferred for applicants.
• A Bachelor’s degree or an equivalent qualification in a relevant discipline is required. Seeking candidates with a proven track record in [specific field or industry, if mentioned], demonstrating expertise through no less than [X] years of relevant professional experience. Familiarity with [specific tools, technologies, or methodologies] is highly valued, along with a strong ability to [specific skills or competencies]. Experience in [specific tasks or projects] will be taken into consideration, and candidates should possess [key qualifications or certifications, if applicable]. Ideal applicants will have a history of success in [specific outcomes or achievements]. Requires a minimum of three years of relevant work experience, ideally within a financial services environment. With a minimum of one year’s experience in governance and control functions, candidates will find themselves at an advantageous position. A Bachelor’s degree in Education or a related field is required for this position. Candidates must possess a valid teaching certification or license, demonstrating a commitment to professional standards. Additionally, experience in curriculum development and classroom management is essential. Strong communication and interpersonal skills are necessary to engage effectively with students, parents, and colleagues. Familiarity with educational technology and data-driven instruction methods is preferred.

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