CO

Senior Credit Officer

Confidential
📍 AccraCDI🗓️ 4 months ago

Job Description

Accra
CDI

Your safety comes first — read before you go. Taf4All only lists job offers published by third parties. We are not the employer, we do not conduct these recruitments, and we cannot guarantee what happens once you make contact — you deal directly with the person or company behind the offer, at your own risk.

Senior Credit Officer chez Confidential a Accra. Consultez les details de l'offre sur le site source pour les missions,

et modalites de candidature.

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What this role involves
You’ll lead credit risk assessments for corporate and SME clients, reviewing loan applications, financial statements, and collateral valuations. Day-to-day, you’ll prepare credit memos, present recommendations to committees, and monitor portfolio performance to flag early warning signals. Expect close collaboration with relationship managers to structure deals that balance growth and risk.

Key skills to highlight

  • Strong financial analysis (cash flow modeling, ratio analysis, industry benchmarking).
  • Proven experience in credit underwriting for Ghanaian or West African markets.
  • Knowledge of local regulatory frameworks (Bank of Ghana guidelines).
  • Ability to negotiate terms and write clear, concise credit reports.
  • Familiarity with risk rating tools and portfolio monitoring systems.

Taf4All CV tip
Quantify your impact: Instead of “reviewed loan applications,” write “Evaluated 30+ credit requests monthly, reducing non-performing loans by 15% through stricter risk criteria.” If you’ve worked with specific sectors (e.g., agriculture, energy, trade), list them—it shows market relevance.

Before you apply
This role is confidential—verify the recruiter’s identity via official company channels or LinkedIn. Never pay for application processing or credit checks. If the salary or interview location seems vague, request a formal job offer on company letterhead before sharing personal documents.

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Your safety comes first — read before you go

Taf4All only lists job offers published by third parties. We are not the employer, we do not conduct these recruitments, and we cannot guarantee what happens once you make contact — you deal directly with the person or company behind the offer, at your own risk.

  • Never pay any amount of money — for a file, a training, a uniform, or an interview. A real employer never asks the candidate to pay.
  • Never send a photo of your ID card, passport, or banking details before you have physically verified the employer exists.
  • Always meet in a public place, during the day — never an isolated address, a private home, or a location you cannot verify in advance.
  • Tell a relative or friend exactly where you are going, with whom, and at what time — and share your live location if possible.
  • Search the company name online before going: a real business has a trace (website, reviews, other employees, an official address).
  • A salary that is far above the market rate for the position and the city is a red flag — be extra cautious.

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