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Dejustesse BILILOU

Head of Branch — Banking & Microfinance | Compliance, Risk and Performance Management · Pointe-Noire, Congo-Brazzaville

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💬The TAF4ALL team's review

We noticed this profile stands out for a rare combination of hands-on branch leadership and genuine compliance expertise. As Head of Branch at COFINA Congo, this candidate managed a team of 10 and a portfolio of over 200 retail and SME clients representing 1.7 billion FCFA in outstanding loans, while implementing the KYC and AML-CFT framework under COBAC and FATF standards, including blocking non-compliant files and training staff on vigilance obligations. The results speak for themselves: a 15% reduction in the overdue rate and a "Best Customer Experience 2025" award for her branch. On top of that, the monitoring dashboards she designed herself were adopted by seven branches across the network, which tells us she brings both operational rigor and the ability to build tools that scale beyond her own scope. For any bank or microfinance institution looking for a branch head who can drive performance while keeping risk and compliance firmly under control, this is a profile worth moving on quickly, especially given her immediate availability in Pointe-Noire and Brazzaville.

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CERTIFICATIONS
• Financial Compliance & AML – Starweaver / Coursera (En cours — 2026)
• Power BI Data Analyst (PL-300) – Microsoft / Coursera (En cours — examen visé November 2026)
• Business Foundations – Wharton, University of Pennsylvania (Present)
SKILLS
KYC
AML-CFT
Banking compliance
COBAC
FATF
Credit risk
PAR (portfolio at risk)
Internal control
Financial analysis
Client portfolio management
Team supervision
Branch management
Advanced Excel
Power BI
Flexcube
LANGUAGES
French
English
INTERESTS
■ Painting
■ Cooking
■ Reading
Dejustesse
BILILOU
+242055702002
bililoudejustesse@gmail.com
www.linkedin.com/in/dejustesse-bililou
Pointe-Noire, Congo-Brazzaville
Nationality : Congolese
Date of Birth : 14/10/1997
Driving License : B
Marital Status : Single
Children : 0
HEAD OF BRANCH — BANKING & MICROFINANCE | COMPLIANCE, RISK AND PERFORMANCE MANAGEMENT
ABOUT ME

Five years in a financial institution, including three heading a branch in Pointe-Noire, with a team of 10 employees and a portfolio of over 200 clients for outstanding loans of 1.7 billion FCFA. My work covered three dimensions: the development and quality of a credit portfolio, the compliance of operations under COBAC and FATF frameworks (KYC, AML-CFT, monitoring the regularity of teller operations), and performance management through indicators. I design and automate my own analysis tools: the monitoring dashboards I developed were adopted by seven branches in the network. The branch I was responsible for was recognized as "Best Customer Experience 2025" by the group. Holding a bachelor's degree in logistics and port professions, I am available immediately, in Pointe-Noire as well as in Brazzaville.

WORK EXPERIENCE
Head of Branch / COFINA Congo08/2023 – 07/2026
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Management of the Grand Marché branch: operating account, commercial production, portfolio quality and risk control

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Management and development of a portfolio of over 200 retail and SME clients, outstanding loans of 1.7 billion FCFA

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Supervision of a team of 10 employees, including 3 training sessions on vigilance obligations

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Implementation of the KYC / AML-CFT system under COBAC and FATF frameworks: file compliance, regularity of teller operations, enhanced due diligence on high-risk clientele

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Rejection and blocking of non-compliant files (missing documents, doubt about the origin of funds)

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Turnaround of portfolio quality: overdue rate reduced by 15%

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Design and deployment of the branch's dashboards (PAR, maturities, production), automated in VBA and adopted by 7 branches in the network

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Participation in the Flexcube / NAFA migration reconciliation project: 160 credit files checked against 14 points

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Branch recognized as "Best Customer Experience 2025" under my leadership

Business Officer / COFINA Congo10/2021 – 07/2023
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Assessment of SME/VSE credit files: analysis of financial statements, evaluation of repayment capacity, structuring

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Preparation and compliance review of files: regulatory documents, vigilance at the start of the relationship

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Monitoring of the risk and quality of a professional client portfolio

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Prospecting, development and retention of the portfolio

Communication Project Manager & Graphic Designer / LBSolutions Corp02/2019 – 04/2021
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End-to-end management of client projects: marketing strategy, design of materials (web, posters, video), event management

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Creation of the visual identity of the HECT school (Brazzaville Chamber of Commerce), still in use

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Organization of its open day, an event covered by local television stations

Intern — Logistics and supply chain / SCLOG11/2018 – 01/2019
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Support for logistics operations and supply chain monitoring

Intern — Supply chain and purchasing / Sodexo09/2018 – 10/2018
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Monitoring of supplies and supplier orders

Intern — Logistics / Mairie de Pointe-Noire06/2018 – 08/2018
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Inventory management and monitoring of equipment for technical departments

Intern — Port operations / Congo Terminal05/2016 – 07/2016
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Introduction to container terminal operations: monitoring of movements and documentation

EDUCATION
DGC — Pointe-Noire2014 – 2017
Bachelor's degree in Logistics and Port Professions — Logistics and port professions
Lycée Dom Helder Camara — Pointe-Noire2013 – 2014
Baccalauréat série G2 — Accounting — Accounting