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LO

Credit Assessor

Loanco Financial Services
📍 LusakaCDI💰 salary per month – range ZMW 10,000🗓️ about 6 hours ago

Job Description

Lusaka
CDI
salary per month – range ZMW 10,000

Your safety comes first — read before you go. Taf4All only lists job offers published by third parties. We are not the employer, we do not conduct these recruitments, and we cannot guarantee what happens once you make contact — you deal directly with the person or company behind the offer, at your own risk.

Formation / DiplĂ´mes

LOANCO FINANCIAL SERVICES LIMITED JOB ADVERTISEMENT Credit Assessor Location: Lusaka | Reports to: Credit and Admin Manager Loanco Financial Services Limited is a Bank of Zambia licensed non-bank deposit-taking microfinance institution specialising in payroll lending. We are expanding our Credit team to support growing loan volumes. The Role The Credit Assessor owns each loan application from the moment it is received until a clear recommendation is made. Once you open an application, you take full responsibility for it through capturing, assessment, CRB checks, affordability, external settlements and the final recommendation (approve, reject or pending further information). Key Responsibilities

  • Receive and open loan applications and take immediate ownership.
  • Capture complete client and employer details on the loan management system.
  • Perform full credit assessment: document verification, affordability analysis, CRB checks and external settlement procedures.
  • Prepare a clear recommendation for the Credit Manager (approve / reject / pending).

Maintain accurate system notes and ensure compliance with credit policy and Bank of Zambia requirements.

  • Contribute to daily pay-away readiness by completing assessments timeously. Requirements

Expérience

  • Experience in Payroll Credit Assesment, a Diploma or Degree in Banking, Finance, Business Administration or a related field not required but would be taken into consideration.
  • Minimum 1–2 years’ experience in credit assessment, loan processing or credit administration in a bank, microfinance or payroll-lending environment.
  • Strong understanding of affordability, CRB and document verification.
  • High attention to detail, integrity and ability to take ownership of files.
  • Computer literate (Excel, loan systems). Remuneration Competitive package aligned to market for the role (gross salary per month – range ZMW 10,000 – 11,500 depending on experience).

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Your safety comes first — read before you go

Taf4All only lists job offers published by third parties. We are not the employer, we do not conduct these recruitments, and we cannot guarantee what happens once you make contact — you deal directly with the person or company behind the offer, at your own risk.

  • •Never pay any amount of money — for a file, a training, a uniform, or an interview. A real employer never asks the candidate to pay.
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  • •Always meet in a public place, during the day — never an isolated address, a private home, or a location you cannot verify in advance.
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  • •Search the company name online before going: a real business has a trace (website, reviews, other employees, an official address).
  • •A salary that is far above the market rate for the position and the city is a red flag — be extra cautious.

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