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Location: Tanzania Company: Equity Bank Tanzania Department: Credit Function Level: Manager Reports To: Head of Credit Underwriting Basic Purpose The Manager – Program Lending is responsible for the design, underwriting, implementation and ongoing management of structured lending programmes that enable Equity Bank Tanzania to scale lending efficiently while maintaining appropriate credit quality and risk controls. Main Duties and Responsibilities – Develop and implement the Bank’s Program Lending framework in alignment with the overall credit and business strategy. – Identify scalable lending opportunities that can be delivered through standardized credit programmes. – Translate market opportunities into structured lending propositions with clearly defined credit parameters. – Develop programmes targeting, among others: – MSMEs – Retail customers – Agriculture and agribusiness – Value-chain businesses – Salaried customers – Women and youth enterprises – Supply-chain businesses – Strategic partnerships – Digital lending segments – Assess the commercial viability and credit risk of proposed programmes. – Prepare programme proposals for approval by the appropriate credit and management committees. – Maintain underwriting discipline while supporting efficient turnaround times. – Ensure programme lending does not compromise the Bank’s overall credit standards. – Monitor actual portfolio performance against model expectations and recommend adjustments where required. – Ensure each lending programme has clearly defined risk controls. – Provide regular programme performance reports to the Head of Credit Underwriting and relevant committees. – Recommend tightening or relaxation of programme parameters based on actual performance. – Recommend pricing adjustments where programme performance does not support expected returns. – Ensure each programme has a comprehensive operating manual. – Support the development of automated and digital lending solutions. – Work closely with Business teams to ensure programme lending propositions are commercially viable and operationally practical. Qualifications – University degree in Economics, Business Administration, Finance, or a related field. Skills and Knowledge – Credit analysis skills. – Strong interpersonal, communication, leadership and relationship-building skills. – Effective communication in English, both written and spoken. – Excellent proficiency in Microsoft Office Suite. – Networking and market intelligence skills. – Prior experience working with C-suite professionals and teams. Experience – Minimum 4-6 years’ experience in Credit Analysis.
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Taf4All only lists job offers published by third parties. We are not the employer, we do not conduct these recruitments, and we cannot guarantee what happens once you make contact — you deal directly with the person or company behind the offer, at your own risk.
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