KC

Manager Agency Banking at KCB Bank Tanzania

KCB Bank Tanzania
📍 Dar es SalaamCDI🗓️ 6 days ago

Job Description

Dar es Salaam
CDI

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Location: Tanzania, United Republic of Tanzania Job Description Strategic Leadership & Business Growth (20%) – Develop and execute the Agency Banking strategy in alignment with the Bank’s business, digital transformation, and financial inclusion objectives. – Lead the expansion of the Agency Banking network to support customer acquisition, market penetration, and revenue growth. – Drive business performance through increased transaction volumes, active agents, customer adoption, and channel profitability. – Identify emerging market opportunities and develop innovative solutions to enhance channel competitiveness and growth. – Develop and implement annual business plans, budgets, targets, and growth initiatives for the Agency Banking business. Agent Network Growth & Management (30%) – Lead the recruitment, onboarding, accreditation, and management of Super Agents and Retail Agents across Tanzania. – Establish a scalable, high-performing, and sustainable nationwide agency network. – Develop agent segmentation, performance management, retention, and incentive frameworks. – Build strategic relationships with key agents and ecosystem partners to enhance network growth and service reach. – Ensure optimal geographic distribution and coverage of agents in line with business objectives. – Manage agent relationships and ensure high levels of engagement and retention. – Carry out competitor surveys to guide the development of pricing strategies, service offerings, product development, and customer service programs. – Effectively manage revenue to control commission leakages. Channel Product & Services Management (10%) – Oversee the management and growth of Agency Banking products and services. – Expand the portfolio of services available through agents, including deposits, withdrawals, account opening, bill payments, collections, loan repayments, merchant payments, and digital financial services. – Collaborate with Product, Technology, and Business teams to introduce innovative solutions that drive agent and customer adoption. – Lead initiatives to enhance customer value propositions and agent business economics. Stakeholder & Partnership Management (10%) – Build and manage strong relationships with regulators, industry bodies, technology providers, aggregators, and strategic partners. – Collaborate with internal business units to drive customer acquisition and deepen usage of Agency Banking services. – Represent the Bank in industry forums and initiatives related to financial inclusion and agent banking. Governance, Risk and Compliance (10%) – Establish and maintain governance frameworks, policies, procedures, and operating standards for Agency Banking. – Ensure full compliance with Bank of Tanzania regulations, AML/CFT requirements, KYC standards, and internal policies. – Lead the identification, assessment, and mitigation of operational, fraud, liquidity, reputational, and compliance risks within the agent network. – Oversee internal audits, regulatory reviews, compliance assessments, and implementation of corrective actions. – Ensure effective control mechanisms are in place to safeguard the Bank, customers, and agents. Operations & Service Delivery (10%) – Oversee Agency Banking operations to ensure efficiency, reliability, and service excellence. – Monitor agent liquidity levels, transaction volumes, service quality, and operational performance. – Drive continuous improvement of operational processes, systems, and service delivery standards. – Ensure timely resolution of agent operational issues and escalation of critical incidents. – Collaborate with Operations and Technology teams to improve channel reliability and customer experience. Training & Capacity Building (5%) – Develop and implement agent training and certification programs. – Build agent capabilities in customer service, compliance, liquidity management, sales, and operational excellence. – Ensure continuous support and coaching for agents and field teams. – Promote a culture of high performance, customer focus, and regulatory compliance across the network. Reporting & Analytics (5%) – Leverage data analytics and business intelligence to monitor network performance, profitability, productivity, and customer behavior. – Develop performance dashboards and management reports to support business decision-making. – Track key performance indicators and implement corrective actions where necessary. – Drive data-driven initiatives to improve agent activity, transaction growth, and channel profitability. Minimum Position Qualification Requirements Academic & Professional Qualifications – Education: Bachelor’s Degree. – Required field: Banking, Finance, Business Administration, Economics, Marketing, or an equivalent qualification. – Professional qualification: A professional qualification in a business field is an added advantage. – Master’s Degree: Business Administration is an added advantage. Work Experience – Minimum of 8 years of relevant work experience. Need Types – RQ: Required. – AA: Added Advantage. Job Information – Job Identification: 6490 – Job Category: Management – Posting Date: 24 August 2026, 08:21 PM – Application Deadline: 7 September 2026, 08:00 PM – Degree Level: Bachelor’s Degree – Job Schedule: Full-time – Location: Tanzania, United Republic of Tanzania

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Commercial banking — Banks conduct thorough background checks. Ensure your references are reachable and briefed. Knowledge of local banking regulations (COBAC/BCEAO) is often a final-round eliminator.

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Your safety comes first — read before you go

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