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Automatically translated from French. View the original offer
Credit Risk Analyst — Abidjan, Ivory Coast
VARIANCE GRH is recruiting a Credit Risk Analyst to work in the areas of accounting, legal, consulting and human resources management. The position is full-time, without teleworking, and is aimed at profiles with 2 to 5 years of experience.
Main duties
As a Credit Risk Analyst, your main missions are to assess credit risks, monitor the portfolio of commitments and participate in strengthening the bank's credit risk management system. As such, your activities will be as follows:
Keep the records of commitments and the various schedules for processing requests (receipt and dispatch); verify before processing all files received and proceed to their assembly; assess the credit risks (on clients, counterparties and transactions) attached to the operations and recommend the modifications of structures, modalities and desirable guarantees; evaluate the capacity and the repayment guarantees presented by a particular client or company at the time of the credit grant decision; monitor the outcome of competitions and reimbursements granted; identify credits whose results are difficult through dashboards; identify the competitions compromised and eligible for decommissioning in accordance with the regulatory arrangements in WAEMU; propose corrective actions to its hierarchy for complex files; participate in economic and sectoral analyses and participate in the development of a database of complaints with a view to determining average indicators by sector of activity;
Profile of the position
You hold a LAC degree+4/5 in Finance, Banks or any other equivalent degree, with a minimum of 02 years experience in the same function. You master financial analysis and general accounting, and have an analytical ability by macro and mesoeconomic approach. You also have knowledge of banking competitions, the CB-UMOA prudential scheme and the security/guarantee scheme. Ready to work as a team, you have legal skills and demonstrate a spirit of synthesis, adaptability and rigor.
Application files
Please send us before 18/07/2024 a cover letter with salary claims, 02 photos and a CV to VARIANCE GRH, sis TRICHVILLE, Avenue 17 rue 38. Phone: ; / . Email: Site: www.variancegrh.com/Emploi.
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