Title: Loan Officer
Reports to: Loan coordinator
Localisation
Type : Full-time Project
Position Description
The Loan Officer will oversee the design and evolution of financial products for the project. He/she will provide support to the structuring study consultant, acting as a liaison between potential customers, partners and NEF, and implementing the structuring study recommendations throughout the course of the project.
Responsibilities:
Review and verify all loan applications to ensure completeness and accuracy.
Prepare and share the list of applicants and planned visits with Field Associates in alignment with the workplan.
Develop detailed visits workplans jointly with Field Associates, the Center Manager, and the Loan Coordinator based on the lists shared on the Loan Management System (LMS).
Formation / DiplĂ´mes
Conduct social verifications in coordination with Field Associates to validate applicant information.
Supervise and participate in site monitoring visits with Field Associates during client registration (CR) and loan collection visits.
Monitor overdue borrowers, ensure timely follow-up, and report updates to the line supervisor.
Provide technical and behavioral guidance to Field Associates regarding visit protocols and data collection for client registration.
Maintain regular communication with borrowers/beneficiaries to provide updates, guidance, and support.
Ensure full adherence to credit policies, Standard Operating Procedures (SOPs), and compliance requirements.
Assess applicants’ financial eligibility and loan feasibility in collaboration with the loan coordinator.
Oversee follow-up visits and restructuring of loans for borrowers when required.
Ensure all lending activities comply with internal policies, donor requirements, and local laws and regulations.
Responsabilités
Perform any other duties assigned by the loan coordinator, Credit Team or management
Qualifications and Requirements
Bachelor’s degree in finance, Economics, Business Administration, or a related field.
Expérience
Minimum of 3 years of experience in loan processing, credit management, financial product development, or loan review.
Solid understanding of direct and indirect lending practices, credit assessment, and loan documentation procedures.
Knowledge of financial compliance regulations and risk management standards.
Familiarity with loan management systems
Proficiency in Microsoft Office applications and relevant financial software.
Strong analytical, problem-solving, and organizational skills.
Excellent written, verbal, and interpersonal communication skills.
Ability to work effectively under pressure and travel frequently to field locations.
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