Bilingual Recovery Agent (FR/EN)

We are TRADER, a Canadian leader in digital automotive solutions. Our flagship brands - AutoTrader.ca, AutoSync, Dealertrack Canada and CMS - help Canadians buy, sell, and finance vehicles with confidence. Learn more at tradercorporation.com.

As part of AutoScout24 group, Europe’s largest online car marketplace, we’re shaping the future of automotive retail in Canada and beyond.

This role will be within our Collateral Management (CMS) team, a national tech solution that boosts lien and registration services, recovery services, and insolvency management solutions for Canadian Lenders.

Role: Recovery Agent

Location: Mississauga

Bilingual Recovery Agent, CMS

The Recovery Agents role is to effectively manage and co-ordinate the supply chain and other vendors in the repossession and liquidation of assigned Creditor(s) moveable assets. Ensures Client requests are being appropriately facilitated and that services are being provided in an effective and efficient manner while meeting and exceeding our client’s expectations and meeting organizations financial and strategic goals.

CORE ACCOUNTABILITIES /OUTCOMES:

Manage supply chain and other parties at a transactional level in the repossession and liquidation of moveable assets, of assigned client portfolio applying the PPSA rules (Seize and Sue rules, redemption and reinstatement rules, Bankruptcy and Insolvency Act etc.) and pertinent regulatory rules of the Recovery process. Provide value-based recommendations to our clients and ensure all client request are appropriately handled with the highest degree of accuracy and professionalism. Investigate accounts that have been assigned, verify documents Conditional Sales Contracts, Chattel Mortgages, registers/amends Liens to ensure creditor’s right to enforce seizure. Perform asset equity analysis while also applying seize or sue guidelines. Create and maintain and update customer files in internal applications ensuring accuracy and detail while acting as the primary liaison between Creditor and repossession agents. Manage and guide the creditor’s customer through the redemption process and process funds accordingly as per established guidelines.

COMPLEXITY/JUDGEMENT:

Manage assigned client portfolio applying the PPSA rules (Seize and Sue rules, redemption and reinstatement rules, Bankruptcy and Insolvency Act, proportion paid rules etc.) and pertinent provincial and federal regulatory rules/laws of the Recovery process across Canada and recovering Canadian Assets that have crossed the border. This individual will have, and continually develop, industry knowledge to ensure that Client mandates and applicable PPSA provincial and federal laws, Consumer protection etc. are being adhered to, in regard to recovery and redemptions. Achieve monthly targets, Service Levels and Key Performance Indicators. Focus on achieving optimal business results and in doing so providing our clients with a superior level of service while meeting company and client strategic goals. Research and analyze data, leads, reports to identify valid locations and

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