REGULATORY LIAISON OFFICER

JOB ADVERTISEMENT : Law Enforcement Agency/Regulatory Liaison Officer - UBA Cameroun S.A. - United Bank for Africa Job title: Law Enforcement Agency/Regulatory Liaison Officer Department: Compliance Reporting Line: Head Compliance Location: Head Office Number of Position: 01 Roles & Responsibilities A- KYC Onboarding & Account Compliance Ensure that all customer accounts are opened in strict compliance with the Bank’s KYC Procedures and AML Policy Review new and existing customer files to confirm proper customer identification, valid and reliable identification documents and consistency between customer information and supporting documentation

📌 ### 📌 Prevent onboarding or continuation of relationships where KYC requirements are not met

Ensure no anonymous, fictitious, or inadequately identified accounts exist within the bank Escalate all exceptions without delay for prompt. B- Customer Identification & Beneficial Ownership Ensure proper identification and verification of all customers, including natural persons, legal persons and legal arrangements Ensure accurate identification and verification of Ultimate Beneficial Owners (UBOs) Review ownership and control structures to identify direct and indirect ownership and persons exercising effective control. Escalate cases where beneficial ownership cannot be clearly established. C- KYC Remediation & File Reviews Conduct KYC remediation exercises on existing customer portfolios Identify missing, outdated, or inconsistent KYC information Coordinate with business units to obtain required remediation documents Track remediation progress and ensure timely closure of gaps Maintain proper documentation of remediation actions taken.

📌 ### 📌 Ensure KYC records are retained in accordance with regulatory retention requirements.

D- Customer Risk Assessment & AML Risk Rating Ensure all customers are assigned an AML risk rating (low, medium, or high)

📌 ### 📌 Validate that risk ratings are accurate, justified and consistent with customer profile, activity, and geographic exposure

Ensure periodic review and update of customer risk classifications Recommend enhanced controls where customer risk increases E- Third-Party, Partner & Vendor Due Diligence Ensure due diligence is conducted on all partners, vendors, agents, and third parties Assess AML/CFT, sanctions, and reputational risks associated with third parties Support onboarding and periodic review of vendors and partners. F- Enhanced Due Diligence (EDD) The Officer shall ensure appropriate Enhanced Due Diligence is applied to high-risk customers, including but not limited to politically exposed persons, correspondent banks, financial institutions, non-resident clients etc. Ensure EDD measures are applied when appropriate such as obtaining Senior management approval where required, identification of source of funds and source of wealth, and enhanced monitoring and periodic reviews. G- Suspicious Transaction Reporting (STR)

📌 ### 📌 Prepare STRs in accordance with regulatory requirements

Ensure STRs are accurate, complete, well-reasoned and properly documented Submit STRs to relevant regulatory authorities within prescribed timelines. Maintain strict confidentiality of STRs and related investigations

📌 ### 📌 H- Training & Awareness and Other duties

Provide guidance and support to business units on KYC requirement Support AML/CFT training initiatives related to KYC Promote a strong compliance and vigilance culture within the bank Monitor adherence to internal AML/CFT policies and procedures Participate in regulatory inspections and audits as required Prepare periodic KYC remediation and c