Field Credit Officer at Moniepoint Incorporated

### 📌 Résumé de l'offre Field Credit Officer at Moniepoint Incorporated at Moniepoint Incorporated in Lagos. View the details for more information. **Détails clés :** - 💼 **Contrat** : Non spécifié - 📍 **Localisation** : Lagos - 🎓 **Niveau** : Selon profil - 🛠️ **Compétences** : data, sales, excel, design, Communication, hr, ai, Management --- As a Field Credit Officer, you would be saddled with the duty of onboarding and managing businesses that would access our credit products. You would be tasked with growing your loan portfolio while maintaining profitability by ensuring that all loans are repaid as at when due. As a result, you would play a vital role in the assessment of these businesses during their credit application and leverage upon innovative tools we have developed to help you monitor their performance during the course of the loan. You would also be responsible for making deductions from several information sources pertaining to the 5Cs of credit with capacity, character and capital as major priorities. Making recommendations to management before, during and after the disbursement of a loan facility as to the best actions to be taken, taking several economic factors into consideration. Job Responsibilities Identify and onboard viable businesses within your assigned geographical area to open business accounts with Moniepoint Engage customers to ensure optimal usage of accounts in order to allow them qualify for access to credit Review and approve (or decline) loan requests by thoroughly analyzing all the data available Embark on physical visitation to potential borrowers’ business places for evaluation of business books, taking inventory and turnover into consideration Meet gross loan portfolio targets and portfolio profit targets by maintaining a healthy number of loan customers while ensuring that all loans in the portfolio are performing Monitor active loan portfolio to ensure continued use of business account and loan repayment performance Perform all other credit-related functions as may be assigned by a supervisor Qualifications A minimum of an OND in any Business related discipline A minimum of 2 years experience in a sales role for credit products in a financial institution Demonstrable knowledge of credit risk analysis A good knowledge of financial analysis is an added advantage Must be a resident in Kogi state Relevant Skills: Apt attention to details Proven simple/complex analytical skills Excellent communication, presentation and interpersonal skills Agility and perseverance. How to apply to apply for the ongoing British High Commission job opening, visit Application Portal to submit your application How to apply Moniepoint Incorporated • Lagos • Full Time Click the apply button on this page to continue to the official application form. If you are on mobile, open it in your browser for a smoother experience. Tip: If you meet most requirements, apply early. Some employers close applications once enough candidates apply. Posted 2 years ago Deadline No deadline Salary Not specified Apply Now Email required before applying. Report job Latest jobs at Moniepoint Incorporated Fresh picks UI/UX Product Designer at Moniepoint Incorporated September 5, 2024 Moniepoint Incorporated Lagos Full Time Field Verification Officer at Moniepoint Incorporated September 5, 2024 Moniepoint Incorporated Lagos Full Time Customer Success Officer at Moniepoint Incorporated – 2 Openings July 12, 2024 Moniepoint Incorporated Lagos Full Time IT Governance Risk and Compliance Analyst at Moniepoint July 12, 2024 Moniepoint Incorporated Lagos Full Time Threat Intelligence Analyst at Moniepoint July 12, 2024 Moniepoint Incorporated Lagos Full Time Vunerability Management Engineer at Moniepoint July 12, 2024 Moniepoint Incorporated Lagos Full Time × Enter your email to continue No spam. Only job updates. Unsubscribe anytime. Add name (optional) Continue You’ll be redirected to apply after you continue. × Report this job Help us keep listings clean. This takes a few seconds. Select a reason Expired / no longer available Scam / suspicious Duplicate listing Incorrect info Other Send report Back to Jobs