Credit Risk Officer

window.notificationMessages = []; Find a Job + + + + Search const TopSearch = {
handleSubmit: function (event) {
event.preventDefault();
event.stopPropagation();

const form = event.target;

const getValue = (name) => {
if (form[name]) {
if (form[name].type) {
if (["select-one", "text", "hidden"].indexOf(form[name].type) > -1) {
return form[name].value;
}
if (["checkbox", "radio"].indexOf(form[name].type) > -1 && form[name].checked) {
return form[name].value;
}
} else if (form[name].length) {
return form[name].value;
}
}

return "";
};

const experienceLevel = getValue("experience[]") || getValue("experience");
const jobFunction = getValue("job_function[]") || getValue("job_function");
const industry = getValue("industry[]") || getValue("industry");
const location = getValue("location[]") || getValue("location");
const workType = getValue("work_type");
const term = getValue("q");
const sortBy = getValue("sort_by");

// If the logged in user is authenticated
// Append authenticated value to make url unique/different to logged out url
// same action is happening in SearchFilterViewComposer
// line 589 in the multiSearchFilterHref function
const authenticated = document.getElementById("authenticated").value;
let toUrl = "";
if (industry.trim() && jobFunction.trim()) {
const segments = [jobFunction, location, workType].filter((x) => x);
toUrl = `${segments.join("/")}?industry=${industry}`;
} else {
const segments = [jobFunction, industry, location, workType].filter((x) => x);
toUrl = segments.join("/");
}

if (experienceLevel) {
toUrl += `${toUrl.indexOf("?") === -1 ? "?" : "&"}experience=${experienceLevel}`;
}

if (term.trim()) {
toUrl += `${toUrl.indexOf("?") === -1 ? "?" : "&"}q=${encodeURI(term.replace(" ", "+"))}`;
}

if (sortBy.trim()) {
toUrl += `${toUrl.indexOf("?") === -1 ? "?" : "&"}sort=${sortBy}`;
}

if (authenticated === "true") {
toUrl += `${toUrl.indexOf("?") === -1 ? "?" : "&"}authenticated=${Date.now()}`;
}

const wholeUrl = `${form.getAttribute("action")}/${toUrl.toLocaleLowerCase()}`;
window.location.assign(wholeUrl.replace(/\/$/, ""));

return false;
},
}; Homepage Accounting, Auditing & Finance Banking, Finance & Insurance Abuja Full Time Credit Risk Officer Credit Risk Officer Anonymous Employer Accounting, Auditing & Finance 1 week ago Easy apply New Featured Abuja Full Time Banking, Finance & Insurance Confidential Share link Share on WhatsApp Share on LinkedIn Share on Facebook Share on Twitter Share via SMS Job summary A reputable financial services company in Abuja is seeking a detail-oriented and analytical Credit Risk Officer to evaluate, monitor, and manage the company’s credit
exposure. The ideal candidate will assess borrowers, reduce lending risk, and help maintain a healthy loan portfolio. This role is critical to ensuring sound lending decisions and protecting company assets. Min Qualification: Degree Experience Level: Entry level Experience Length: 2 years Language Requirement: English Working Hours: Full Time - 9 to 5 Applicant Location: Abuja, Nigeria Job descriptions & requirements Responsibilities: Credit Assessment & Underwriting: Review and analyse loan applications from individuals and businesses. Assess borrower creditworthiness using financial statements, bank statements, credit reports and business performance data. Conduct risk scoring and recommend approval, decline, or loan restructuring. Prepare credit memos and risk reports for management decisions. Financial Analysis: Analyse income, cash flow, debt ratios and repayment capacity. Evaluate business models, industry risks, and economic trends. Perform stress testing and scenario analysis. Portfolio Risk Monitoring: Monitor existing loan portfolio for early warning signs. Track loan performance and repayment behaviour. Identify high-risk accounts and recommend mitigation actions. Support loan restructuring and recovery strategies. Policy & Compliance: Ensure lending decisions comply with company credit policy. Help develop and update credit risk frameworks and procedures. Maintain proper documentation and audit trail for all credit files. Support regulatory and internal audit requirements. Reporting: Prepare weekly/monthly credit risk reports. Provide portfolio health dashboards and insights. Present findings and recommendations to management. Requirements: Bachelor’s degree in finance, accounting, economics, banking, or a related field. Professional certifications in credit risk management are a plus 3 years of experience in lending, microfinance / Fintech / Investment firms, Credit analysis or risk management Financial statement analysis Credit risk modelling Excel / Google Sheets (advanced) Knowledge of lending lifecycle Understanding of Nigerian credit environment & regulations Soft Skills: Strong analytical and critical thinking skills High attention to detail Strong written and verbal communication Ethical judgement and integrity Ability to make data-driven decisions Nice-to-Have: Experience in SME lending or consumer lending Experience with credit scoring tools or loan management software Log In and Apply Important safety tips Do not make any payment without confirming with the Jobberman Customer Support Team. If you think this advert is not genuine, please report it via the Report Job link below. Report Job Log in to apply now Continue with Google google-icon Continue with Linkedin Or continue with function updateStatus() {
return {
show: true,
showDiv: false,

passwordLength: false,
passwordUpper: false,
passwordLower: false,
passwordNumber: false,
passwordSpecial: false,

strength: 0,

passwordCheck(password) {
this.passwordLower = /[a-z]/.test(password);
this.passwordUpper = /[A-Z]/.test(password);
this.passwordLength = password.length >= 6;
this.passwordNumber = /[0-9]/.test(password);
this.passwordSpecial = /[^a-zA-Z0-9]/.test(password);

this.strength = [this.passwordLower, this.passwordUpper, this.passwordLength, this.passwordNumber, this.passwordSpecial].filter(Boolean).length;
}
};
} Forgot Password? Keep me logged in Log in Don't have an account? Sign Up to Apply Share link Share on WhatsApp Share on LinkedIn Share on Facebook Share on Twitter Share via SMS function bannerAd() {
return {
slot: 'listing-1',
deviceType: 'desktop',

trackImpression() {
const observer = new IntersectionObserver((entries) => {
entries.forEach(entry => {
if (entry.isIntersecting) {
this.sendToGA('view_promotion', 'impression');
observer.disconnect();
}
});
}, { threshold: 0.5 });

observer.observe(this.$root);
},

trackClick() {
this.sendToGA('select_promotion', 'click');
},
sendToGA(event, ac