Loan Officer

## 🧠 Profil recherché
Loan Officer Simply Heritage Micro Credit Ent. Accounting, Auditing & Finance 1 month ago Easy apply Accra & Tema Region Full Time Banking, Finance & Insurance Confidential Share link Share on WhatsApp Share on LinkedIn Share on Facebook Share on Twitter Share via SMS Job summary The Loan Officer is responsible for sourcing clients, appraising loan applications, disbursing loans, monitoring repayments, and ensuring loan quality in line with company policies and risk standards. Min Qualification: HND Experience Level: Entry level Experience Length: 2 years Job descriptions & requirements Key Responsibilities Client Acquisition & Relationship Management Identify, prospect, and onboard eligible loan clients. Educate clients on loan products, terms, interest rates, and repayment schedules. Build and maintain strong relationships with clients to encourage timely repayments. Conduct regular field visits to client businesses and residences. Loan Appraisal & Credit Assessment Collect and verify customer documentation and information. Conduct business assessments, cash flow analysis, and character evaluation. Perform credit risk assessments and recommend appropriate loan amounts. Ensure compliance with credit policies and lending guidelines. Loan Disbursement & Documentation Prepare complete loan files for approval. Ensure all loan documentation is accurately completed and signed. Support the disbursement process in collaboration with the Disbursement Supervisor. Educate clients on repayment obligations before disbursement. Loan Monitoring & Recovery Support Monitor loan performance and repayment behavior. Follow up promptly on missed or late payments. Support the Recovery Team in early-stage collections. Identify potential default risks and report proactively. Reporting & Administration Maintain accurate loan records and client files. Submit daily and weekly activity and loan performance reports. Update loan management systems with accurate data. Ensure confidentiality of client information. Qualifications & Experience Minimum SHS Leavers, ND/bachelor’s degree in business, Finance, Economics, or related field. 1–3 years' experience in microfinance or credit operations. Field-based experience is an advantage. Skills & Competencies Strong interpersonal and customer service skills Analytical and problem-solving ability Good communication and sales skills Basic financial analysis knowledge Willingness to work in the field Salary: Attractive Location: Accra Log In and Apply Important safety tips Do not make any payment without confirming with the Jobberman Customer Support Team. If you think this advert is not genuine, please report it via the Report Job link below. Report Job