Risk & Compliance Manager

Description du poste Company Overview HUB2 is a Panafrican fintech founded in 2019 by Ashley Gaüzère (Telecom 2004, ex-Orange Middle-East Africa), and joined in 2023 by co-founder Jean-Rémi Kouchakji (HEC 2013, ex-founder PayinTech). The company emerged in response to the lack of an inclusive and efficient banking system in Africa, where most transactions are conducted via mobile wallets developed by regional telecom operators, HUB2 is building a payment infrastructure to facilitate the interoperability of payment methods across the region, including Mobile Money, bank cards, bank transfers. To date, HUB2 integrates over 30 mobile money and banking networks, including major operators such as Orange, MTN, Moov, and Wave, and operates in nine countries in West and Central Africa. Our clients range from neobanks, payment aggregators, international transfer operators, microcredit companies, to e-commerce businesses. Currently, HUB2 processes €1 billion in annual transaction volumes across these nine countries. The company employs 40 people, across its four offices in Abidjan, Réunion, Paris and Mauritius. As a high-growth startup, HUB2 plans to continue this trajectory through 2025 and 2026 in West and Central Africa. Our ambition is to establish the leading payment platform across Francophone Africa. Context In a context of hyper-growth and following an oversubscribed Series A funding round in 2024, the company is committed to designing, structuring and developing strategic assets to maintain its competitive advantage and build the pan-African multi-payment platform of tomorrow. In this context, we are recruiting a Risk    & Compliance  Manager who will report to the Head of Risk & Compliance.

Profil recherché

We are seeking a dynamic and experienced Risk & Compliance Manager to join our fast-growing fintech company, which operates across multiple countries in the West African Economic and Monetary Union (UEMOA) zone. The ideal candidate will play a key role in identifying, assessing, and mitigating risks to ensure the company’s operations remain secure, compliant, and resilient, in line with UEMOA regulatory requirements. ​ Key Responsibilities Develop, implement, and maintain the company’s risk management framework across all UEMOA countries of operation. Ensure continuous compliance with all relevant UEMOA regulations, including banking, financial, and data protection laws as established by the Central Bank of West African States (BCEAO) and other regulatory authorities. Monitor regulatory developments in the UEMOA region and proactively update internal policies and procedures to reflect new requirements. Conduct comprehensive risk assessments of products, services, processes, and third-party partners, with a focus on credit, operational, market, and compliance risks. Work closely with cross-functional teams (Compliance, Legal, Product, IT, etc.) to embed risk management into business processes and product development. Oversee the implementation of controls and mitigation strategies and monitor their effectiveness. Prepare and present regular risk reports to senior management and regulatory bodies as required. Lead the investigation of incidents or breaches and coordinate response plans to minimize impact and prevent recurrence. Foster a strong risk awareness culture throughout the organization via training and communication initiatives. Liaise with internal and external auditors, and represent the company in discussions with UEMOA regulators. Develop and implement group-wide policies and procedures to ensure compliance with applicable laws and regulations. Identify, assess, and mitigate operational, financial, and compliance risks associated with payment services. Work closely with other departments (such as finance, operations, sales, IT) to ensure an integrated approach to risk and compliance management. Act as the primary point of contact for all risk and compliance-related queries. Profile

Formation / Diplômes

Bachelor’s or Master’s degree in Risk Management, Finance, Law, or a related field.

Expérience

Proven experience in risk management within a financial institution or fintech, ideally with exposure to the UEMOA region. Experience in a fintech, payment institution, or any heavily regulated environment, is a plus

Compétences requises

Strong command of regulations and standards: KYC, AML-CFT, GDPR, economic sanctions Familiarity with AML tools (e.g., Dow Jones, WorldCheck, LexisNexis) Expert in data analysis: Advanced Excel, SQL, and ideally Python Ability to model scoring logic or configure business rules Good knowledge of BCEAO and BEAC regulations Strong knowledge of UEMOA regulations, especially BCEAO guidelines and relevant directives. Excellent analytical, problem-solving, and decision-making skills. Strong communication and interpersonal skills in both French and English (fluency in French is often essential in the UEMOA zone). Behavioral Skills Excellence: Rigor and precision in analysis, constant search for process improvement Responsibility: Autonomy, critical thinking and integrity in risk management Trust: Ability to conduct fine analysis with complete independence, transparency in reporting Ability to simplify technical and regulatory issues for non-specialists Remote communication skills, interpersonal ease, cross-functionality with operations, product, tech teams Ability to adapt to a constantly evolving environment Ability to work effectively across multiple countries and cultures. Ability to work in a dynamic and fast-paced environment Ability to work under pressure and prioritise Stress resistance and ability to work under tight deadlines Good to have A relevant professional certifications (e.g. FRM, CFA, CRMA) is a plus. What we Offer Development Opportunities Integration into a dynamic and multicultural team Participation in building a pan-African payment infrastructure Continuous training on the latest technologies and regulations Professional growth within a hyper-growth company Work Environment International team distributed across 4 offices (Abidjan, Paris, Réunion, Mauritius) Corporate culture based on excellence, responsibility and trust Innovative projects in the African fintech sector Collaboration with high-level product and tech teams Benefits Participation in a mission with strong social and economic impact in Africa Opportunity to learn and grow in a rapidly expanding sector Stimulating and collaborative work environment Terms & Conditions Contract type: Permanent employment contract (CDI – Full-time) Direct reporting: Head of Risk & Compliance

Localisation

Start date: As soon as possible Compétences Strong command of regulations and standards: KYC, AML-CFT, GDPR, economic sanctions Familiarity with AML tools (e.g., Dow Jones, WorldCheck, LexisNexis) Good knowledge of BCEAO and BEAC regulations Strong knowledge of UEMOA regulations, especially BCEAO guidelines and relevant directives. Strong communication and interpersonal skills in both French and English (fluency in French is often essential in the UEMOA zone). Excellence: Rigor and precision in analysis, constant search for process improvement Responsibility: Autonomy, critical thinking and integrity in risk management Trust: Ability to conduct fine analysis with complete independence, transparency in reporting Informations complémentaires Niveau d'étude : Bac +5 / Master Expérience requise

Présentation du poste

Cette offre de Risk & Compliance Manager en Sénégal s'inscrit dans un contexte de centre technologique africain . Les secteurs clés demandeurs incluent: tech, fintech, startups . Salaire moyen estimé 2026: 400K à 2M FCFA. Dakar attire les talents internationaux — salaires reflètent cette réalité Données mises à jour le 02/07/2026 basées sur les tendances du marché régional. Conseils pour Postuler Adapter votre CV : Mettez en avant les 3 compétences clés mentionnées dans l'annonce Cover letter personnalisée : Expliquez pourquoi Risk & Compliance Manager vous intéresse spécifiquement Préparez l'entretien : Recherchez l'entreprise sur LinkedIn, préparez des questions pertinentes Vérifiez votre candidature : Avant d'envoyer, testez tous les liens et documents PDF Timing : Postulez dans les 3 premiers jours — les candidatures reçoivent plus d'attention Vous avez une question? Utilisez notre CV builder IA ou consultez nos guides carrière pour plus de conseils. Explorez d'